65 Clay Cliffe Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 65 Clay Cliffe Dr, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,720 sqft · built 1920
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,182,194 (Jun 2018)
Tax Bill	$25,321 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-21-0020`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-21-0020`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,720 sqft Living Area
Gross Area	4,479 sqft
1st Floor Area	1,840 sqft
2nd Floor Area	1,880 sqft
Basement Area	686 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Wood
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	20 ft deep x 8.3 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	759 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	368 sqft
Patio Area	940 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	65 CLAY CLIFFE DR
City	EXCELSIOR
State	MN
Zip	55331-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 004 T CLAY CLIFFE IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	21
Legal Subdivision	CLAY CLIFFE
Legal Block	4
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	1
Census Block	1001
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	20185537646
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 13, 2018
Property Address	65 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9510
Document Number	0005537646
Instrument Date	Jun 8, 2018
Instrument	5537646
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,019.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 CLAY CLIFFE DR EXCELSIOR MN 553319510, EXCELSIOR, MN 55331-9510

Mortgage

Document Number	5537647
Date	Jun 13, 2018
Instrument	5537647

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,321.00 (+59.2%)	$1,973,300 (+45.1%) Land $930,000 Building $1,043,300	$1,973,300 (+45.1%) Land $930,000 Building $1,043,300
2023	$15,905.00 Homeowner's exemption
2022		$1,360,000 Land $642,000 Building $718,000	$1,360,000 Land $642,000 Building $718,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1987–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tonka Bay serves 1,442 people · EPA ID MN1270013
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20