110 Clay Cliffe Dr, Excelsior, MN 55331 Property Records

Hennepin County property record for 110 Clay Cliffe Dr, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,382 sqft · built 1982
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (Dec 1999)
Tax Bill	$28,667 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-21-0014`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-21-0014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	4,647 sqft
1st Floor Area	1,716 sqft
2nd Floor Area	630 sqft
Basement Area	1,493 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	59 ft deep x 80 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,544 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	838 sqft
Patio Area	849 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	110 CLAY CLIFFE DR
City	EXCELSIOR
State	MN
Zip	55331-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 002 T CLAY CLIFFE 80X59X233X198X121
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	21
Legal Subdivision	CLAY CLIFFE
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	1
Census Block	1000
Census Tract	27501

Owner

Source: Hennepin County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 1999 · Amount on Record
Deed Sale	Dec 27, 1999 · Amount on Record
Prior Sale	Oct 6, 1999 · Amount on Record
Deed Document Number	1999723852
Last Transfer Date	Aug 31, 2026
Transfer Doc	0006222636
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HENNEPIN MN
Recording Date	Aug 31, 2026
Property Address	110 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9511
Document Number	0006222636
Instrument Date	Aug 31, 2026
Instrument	20266222636
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9511

Mortgage

Document Number	0006222637,
Date	Aug 31, 2026
Instrument	20266222637

Lender

Name	TRUSTONE FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,667.00 (+37.69%)	$2,223,700 (+26.56%) Land $1,829,100 Building $394,600	$2,223,700 (+26.56%) Land $1,829,100 Building $394,600
2023	$20,820.00 Homeowner's exemption
2022		$1,757,000 Land $1,398,000 Building $359,000	$1,757,000 Land $1,398,000 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1987–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tonka Bay serves 1,442 people · EPA ID MN1270013
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20