90 Bay St, Hull, MA 02045 Property Records

Plymouth County and Hull Town property record for 90 Bay St, Hull, MA 02045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,780 sqft · built 1910
Lot Size	0.056 acres (2,426 sqft)
Owner	2 Individual Names on File
Last Sale	$739,000 (Jan 2025)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-125`

Property Details

APN / Parcel Number

Primary APN	`35-125`
Alternative APN	`HULL M:00035 P:00125`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	2,179 sqft
Basement Area	645 sqft
Unfinished Basement	155 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,426 sqft (0.056 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	35-125
Street Address	90 BAY ST
City	HULL
State	MA
Zip	02045-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFA
Jurisdiction	HULL MA
Township / Civil Division	HULL
Census Block Group	3
Census Block	3015
Census Tract	500104

Owner

90 Bay St is owned and occupied by two individuals who bought it in January 2025.

Source: Plymouth County and Hull Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 BAY ST, HULL, MA 02045-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Deed Document Number	20253339
Deed Book / Page	59627 / 324
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Recording Date	Apr 21, 2026
Property Address	90 BAY ST, HULL, MA 02045-2823
Document Number	061022-218
Book / Page	61022 / 218
Instrument Date	Apr 17, 2026
Instrument	202623798
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BAY ST, HULL, MA 02045-2823

Mortgage

Document Number	0000023798,
Date	Apr 21, 2026
Book Page	61022/218
Instrument	202623798

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	90 BAY ST, HULL, MA 02045-2823
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057588-335
Date	Jan 11, 2023
Book Page	57588/335
Instrument	2165

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Feb 1, 2068

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	90 BAY ST, HULL, MA 02045-2823
Document Number	49615-270
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	49615-270
Date	Mar 23, 2018
Book Page	049615/000270
Instrument	21162

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 90 Bay St was $5,309, down 0.2% from the year before.

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hull Town
Unified School District	Hull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (-0.19%)	$474,000 (+3.81%) Land $186,500 Building $287,500	$699,390
2024	$5,319.00 (+2.51%)	$456,600 (+7.08%) Land $180,500 Building $276,100
2023	$5,189.00	$426,400 Land $168,500 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Bay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 units insured incl. 11 condo units
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	21 of 119
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 17 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 90 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

4G LTE only, no 5G reported

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