87 Bay St, Hull, MA 02045 Property Records

Plymouth County and Hull Town property record for 87 Bay St, Hull, MA 02045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,257 sqft · built 2004
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,255,000 (Jul 2025)
Tax Bill	$11,004 (2025)
Deeds & Mortgages	May 2024 Refinance Jul 2025 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`35-020`

Property Details

APN / Parcel Number

Primary APN	`35-020`
Alternative APN	`HULL M:00035 P:00020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,257 sqft Living Area
Gross Area	3,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	35-020
Street Address	87 BAY ST
City	HULL
State	MA
Zip	02045-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFA
Jurisdiction	HULL MA
Township / Civil Division	HULL
Census Block Group	3
Census Block	3000
Census Tract	500104

Owner

87 Bay St is owned and occupied by two individuals who bought it in July 2025.

Source: Plymouth County and Hull Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 BAY ST, HULL, MA 02045-2821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 1, 2025	Quit Claim Deed, Transfer
Sep 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2023	Quit Claim Deed, Transfer
Jul 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Jun 28, 2023 · Amount on File
Deed Book / Page	60102 / 258
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	87 BAY ST, HULL, MA 02045-2821
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058873-33
Date	May 3, 2024
Book Page	58873/33
Instrument	25809

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HULL MA
Recording Date	Jul 1, 2025
Property Address	87 BAY ST, HULL, MA 02045-2821
Document Number	060102-258
Book / Page	60102 / 258
Instrument Date	Jul 1, 2025
Instrument	202500041475
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	87 BAY ST, HULL, MA 02045-2821

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HULL MA
Recording Date	Sep 28, 2023
Property Address	87 BAY ST, HULL, MA 02045-2821
Document Number	058319-183
Book / Page	58319 / 183
Instrument Date	Sep 12, 2023
Instrument	63048
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BAY ST, HULL, MA 02045-2821

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HULL MA
Recording Date	Jun 28, 2023
Property Address	87 BAY ST, HULL, MA 02045-2821
Document Number	0058046-75
Book / Page	58046 / 75
Instrument Date	Jun 22, 2023
Instrument	40474
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BAY ST, HULL, MA 02045-2821

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HULL MA
Recording Date	Jul 12, 2022
Property Address	87 BAY ST, HULL, MA 02045-2821
Document Number	057017-199
Book / Page	57017 / 199
Instrument Date	Jun 27, 2022
Instrument	58088
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BAY ST, HULL, MA 02045-2821

Tax Assessment & Valuation

The 2025 property tax bill for 87 Bay St was $11,004, up 17% from the year before.

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hull Town
Unified School District	Hull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,004.00 (+17.01%)	$982,500 (+21.72%) Land $243,800 Building $738,700	$1,178,095
2024	$9,404.00 (+14.79%)	$807,200 (+19.92%) Land $227,500 Building $579,700
2023	$8,192.00	$673,100 Land $227,500 Building $445,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 units insured incl. 11 condo units
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	21 of 119
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 17 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 87 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

4G LTE only, no 5G reported

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