9 Willow St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 9 Willow St, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1920
Lot Size	0.09 acres (3,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2020)
Tax Bill	$6,977 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125812`

Property Details

APN / Parcel Number

Primary APN	`125812`
Alternative APN	`WALT M:062 B:015 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,954 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	3,899 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Account Number	125812
Street Address	9 WILLOW ST
City	WALTHAM
State	MA
Zip	02453-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	15
Legal Lot Number	2
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3007
Census Tract	368800

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 WILLOW ST, WALTHAM, MA 02453-6832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIT FCU
Dec 4, 2023	Quit Claim Deed, Transfer · ARM MASS BAY CREDIT UNION
Nov 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	2020211777
Deed Book / Page	76151 / 74
Last Transfer Date	Nov 29, 2023
Transfer Doc	082275-213
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	9 WILLOW ST, WALTHAM, MA 02453-6832
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085411-31
Date	Mar 31, 2026
Book Page	85411/31
Instrument	35184

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Dec 4, 2023
Property Address	9 WILLOW ST, WALTHAM, MA 02453-6832
Document Number	082275-210
Book / Page	82275 / 210
Instrument Date	Nov 29, 2023
Instrument	138290
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 WILLOW ST, WALTHAM, MA 02453-6832

Mortgage

Document Number	082275-213
Date	Dec 4, 2023
Book Page	82275/213
Instrument	138291

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2029
Index	1-Year CMT

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Nov 12, 2020
Property Address	9 WILLOW ST, WALTHAM, MA 02453-6832
Document Number	76151-74
Book / Page	076151 / 000074
Instrument Date	Oct 19, 2020
Instrument	211777
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,508.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LORY DR WALTHAM MA 02451, WALTHAM, MA 02451

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,977.00 (+4.54%)	$676,100 (-0.52%) Land $384,400 Building $291,700	$749,150 (+1.67%)
2025	$6,674.00 (+2.53%)	$679,600 (+0.65%) Land $366,100 Building $313,500	$736,820 (+4.91%)
2024	$6,509.00 (+9.51%)	$675,200 (+17.22%) Land $366,100 Building $309,100	$702,335
2023	$5,944.00	$576,000 Land $332,200 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2008)
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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