Flagler County property record for 9 Wavecrest Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,446 sqft · built 1995 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $9,500 (Dec 1994) |
| Tax Bill | $2,429 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00050-0100 |
| Primary APN | 07-11-31-7019-00050-0100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,446 sqft Heated Area |
| Gross Area | 3,476 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Driveway | Driveway |
| Driveway Area | 1,180 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 450 sqft |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 9 WAVECREST PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 19 BLK 5 LTS 10 & 11 OR 203 PG 563 OR 224 PG 648 OR 525 PG 449 OR 525 PG 450 OR 525 PG 451 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 5 |
| Legal Lot Number | 10,11 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60211 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CREDIT UNION |
| Feb 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1994 · Amount on Record |
| Deed Sale | Dec 1, 1994 · Amount on Record |
| Deed Document Number | 0000525451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 9 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Document Number | 0000013553 |
| Book / Page | 3043 / 426 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 202613553 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Document Number | 0000013553, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 3043/426 |
| Instrument | 202613553 |
| Name | SPACE COAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 25, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 9 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Document Number | 0027550897 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 2755/897 |
| Instrument | 2023005100 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 25, 2033 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,429.00 (+6.02%) Homeowner's exemption | $176,848 (+6.29%) | $385,931 (+2.26%) Land $95,750 Building $290,181 |
| 2023 | $2,291.00 (+1.33%) Homeowner's exemption | $166,387 (+3%) | $377,420 (+5.25%) Land $91,375 Building $286,045 |
| 2022 | $2,261.00 Homeowner's exemption | $161,541 | $358,606 Land $85,250 Building $273,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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