Flagler County property record for 14 Wavecrest Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,173 sqft · built 1994 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,300 (Jan 1994) |
| Tax Bill | $1,915 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00060-0030 |
| Primary APN | 07-11-31-7019-00060-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,173 sqft Heated Area |
| Gross Area | 3,016 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,718 sqft (0.269 acres) |
| Driveway | Driveway |
| Driveway Area | 595 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 14 WAVECREST PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 19 BLOCK 6 LOT 3 OR 313 PG 770 OR 504 PG 1630 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60211 |
14 Wavecrest Pl is owned and occupied by two individuals who bought it in January 1994.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Dec 15, 2022 | Deed of Trust, Mortgage · Balloon Mortgage EUGENE MONKEVITCH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1994 · Amount on File |
| Deed Sale | Jan 1, 1994 · Amount on File |
| Deed Document Number | 0005041630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 14 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Document Number | 0000017752 |
| Book / Page | 3051 / 868 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202617752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Document Number | 0000017752, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 3051/868 |
| Instrument | 202617752 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 14 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | AGENTS CHOICE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 14 WAVECREST PL, PALM COAST, FL 32164-7641 |
| Document Number | 0027421539 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 2742/1539 |
| Instrument | 2022059538 |
| Name | EUGENE MONKEVITCH |
|---|---|
| Type | Private Party |
| Address | 46 N PARK CIR, PALM COAST, FL 32137 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jun 14, 2023 |
The 2025 property tax bill for 14 Wavecrest Pl was $1,915 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,915.00 Homeowner's exemption | $148,567 | $305,963 Land $54,500 Building $251,463 |
| 2023 | $1,655.00 (+1.72%) Homeowner's exemption | $132,082 (+3%) | $298,523 (+5.22%) Land $52,000 Building $246,523 |
| 2022 | $1,627.00 Homeowner's exemption | $128,235 | $283,720 Land $48,500 Building $235,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Wavecrest Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Wavecrest Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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