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4 Wavecrest Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 4 Wavecrest Pl, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,290 sqft · built 2022
Lot Size0.255 acres (11,151 sqft)
Owner2 Individual Names on Record
Last Sale$29,500 (Oct 2020)
Tax Bill$5,806 (2025)
Deeds & MortgagesOct 2021 Construction Loan
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN07-11-31-7019-00060-0080

Property Details

APN / Parcel Number

Primary APN07-11-31-7019-00060-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,290 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,151 sqft (0.255 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4 WAVECREST PL
CityPALM COAST
StateFL
Zip32164-7641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 19 BLOCK 00006 LOT 0008 SUBDIVISION COMPLETION YEAR 1980 OR 233 PG 557 OR 819 PG 1141-1140DC & ACM OR 819/
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block6
Legal Lot Number8
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1002
Census Tract60211

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 WAVECREST PL, PALM COAST, FL 32164-7641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · Construction Mortgage
AMERIS BANK
Oct 1, 2020Warranty Deed, Transfer
OLDE FL TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2020 · Amount on Record
Deed SaleOct 1, 2020 · Amount on Record
Prior SaleDec 20, 2013 · Amount on Record
Deed Document Number2020039369
Deed Book / Page2481 / 1310
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address4 WAVECREST PL, PALM COAST, FL 32164-7641
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyNOT AVAILABLE, AGENTS CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 WOOD ARBOR LN B, B, PALM COAST, FL 32164-7959
InvestorPossibly a Property Investor

Mortgage

Document Number0026140705
DateOct 7, 2021
Book Page2614/705
Instrument2021055417
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueOct 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 1, 2020
Property Address4 WAVECREST PL, PALM COAST, FL 32164-7641
Document Number0024811310
Book / Page002481 / 001310
Instrument DateSep 25, 2020
Instrument39369
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyOLDE FL TITLE LLC

Transaction

AmountAmount Recorded
Tax$207.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 352598 PALM COAST FL 321352598, PALM COAST, FL 32135-2598

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,806.00 (+1.06%) Homeowner's exemption$362,630 (+2.79%) Land $54,500 Building $308,130$362,630 (+2.79%) Land $54,500 Building $308,130
2023$5,745.00 (+916.81%) Homeowner's exemption$352,802 (+627.43%) Land $52,000 Building $300,802$352,802 (+627.43%) Land $52,000 Building $300,802
2022$565.00$48,500 Land $48,500$48,500 Land $48,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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