9 Walnut St, #11, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 9 Walnut St, #11, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,448 sqft · built 1913
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Apr 2021)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:15A-17000 B:438 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15A-17000 B:438 L:0`
Alternative APNs	`LUDL M:15A B:17000 P:438` `8023`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	4,556 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8023
Street Address	9 WALNUT ST, 11
City	LUDLOW
State	MA
Zip	01056-2437
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES B
Legal Block	17000
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2014
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 WALNUT ST, 11, LUDLOW, MA 01056-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Sep 14, 1994 · Amount on Record
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 16, 2021
Property Address	9-11 WALNUT ST, LUDLOW, MA 01056
Document Number	23828-465
Book / Page	23828 / 465
Instrument Date	Apr 16, 2021
Instrument	25865
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MELIKIAN DR, WILBRAHAM, MA 01095-1322

Mortgage

Document Number	25866
Date	Apr 16, 2021
Instrument	25866

Lender

Name	METRO CITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,957.00 (+5.87%)	$285,700 (+10.39%) Land $71,100 Building $214,600
2024	$4,682.00 (-13.18%)	$258,800 (-6.37%) Land $71,100 Building $187,700
2023	$5,393.00	$276,400 Land $62,400 Building $214,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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