27 Walnut St, #29, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 27 Walnut St, #29, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,448 sqft · built 1914
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2022)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:15A-17000 B:441 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15A-17000 B:441 L:0`
Alternative APNs	`LUDL M:15A B:17000 P:441` `8026`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	3,782 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1974
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8026
Street Address	27 WALNUT ST, 29
City	LUDLOW
State	MA
Zip	01056-2437
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES B
Legal Block	17000
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2014
Census Tract	810403

Owner

27 Walnut St, #29 is owned and occupied by an individual who bought it in June 2022.

Source: Hampden County and Ludlow Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	27 WALNUT ST, 29, LUDLOW, MA 01056-2437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 7, 2022
Property Address	27-29 WALNUT ST, LUDLOW, MA 01056
Document Number	0024581-73
Book / Page	24581 / 73
Instrument Date	Jun 7, 2022
Instrument	34319
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 FRANKLIN ST, BELCHERTOWN, MA 01007-9563

Mortgage

Document Number	0000034320
Date	Jun 7, 2022
Instrument	34320

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 27 Walnut St, #29 was $5,359, up 6.1% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,359.00 (+6.1%)	$308,900 (+10.64%) Land $71,500 Building $237,400
2024	$5,051.00 (+18.93%)	$279,200 (+28.25%) Land $71,400 Building $207,800
2023	$4,247.00	$217,700 Land $62,700 Building $155,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27 Walnut St, #29 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Walnut St, #29 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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