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23 Walnut St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 23 Walnut St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,377 sqft · built 1914
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Sep 2025)
Tax Bill$3,534 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:15A-17000 B:440 L:0

Property Details

APN / Parcel Number

Primary APNM:15A-17000 B:440 L:0
Alternative APNs
  • LUDL M:15A B:17000 P:440
  • 8025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,377 sqft Living Area
Gross Area2,330 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,487 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number8025
Street Address23 WALNUT ST
CityLUDLOW
StateMA
Zip01056-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block17000
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2014
Census Tract810403

Owner

Source: Hampden County and Ludlow Town records · APN M:15A-17000 B:440 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 S WINDHAM RD, WILLIMANTIC, CT 06226-3831
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Deed of Trust, Mortgage · Line of Credit
POLISH NATIONAL CU
Sep 18, 2025Quit Claim Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Jan 16, 2025Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleJan 16, 2025 · Amount on Record
Deed Book / Page26030 / 88
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address23 WALNUT ST, LUDLOW, MA 01056-2437
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00024576-1
DateJun 02, 2022
Book Page24576/1
Instrument33554
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateSep 18, 2025
Property Address23 WALNUT ST, LUDLOW, MA 01056-2437
Document Number0026030-88
Book / Page26030 / 88
Instrument DateSep 17, 2025
Instrument43901
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 S WINDHAM RD, WILLIMANTIC, CT 06226-3831

Mortgage

Document Number0000043902
DateSep 18, 2025
Instrument43902
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateJan 16, 2025
Property Address23 WALNUT ST, LUDLOW, MA 01056-2437
Document Number025729-397
Book / Page25729 / 397
Instrument DateJan 16, 2025
Instrument2391
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 JUDY LN, E LONGMEADOW, MA 01028-1271

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,534.00 (+3.51%)$203,700 (+7.95%) Land $70,200 Building $133,500$318,060 (+8.38%)
2024$3,414.00 (+5.6%)$188,700 (+13.88%) Land $70,200 Building $118,500$293,455
2023$3,233.00$165,700 Land $61,600 Building $104,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 751 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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