Bergen County and Ramsey Borough property record for 9 Valley View Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,422 sqft · built 1964 |
| Lot Size | 2 acres (87,164 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Apr 2020) |
| Tax Bill | $15,924 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02601-0000-00032 |
| Primary APN | 48-02601-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 2,422 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 87,164 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9 VALLEY VIEW DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.001AC |
| Legal Subdivision | PAR CREST REALTY CO INC SEC 4 |
| Legal Block | 2601 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 VALLEY VIEW DR, RAMSEY, NJ 07446-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Apr 8, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on Record |
| Deed Sale | Apr 8, 2020 · Amount on Record |
| Prior Sale | Jul 26, 2013 · Amount on Record |
| Deed Document Number | 202037424 |
| Deed Book / Page | 3565 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 27, 2026 |
| Property Address | 9 VALLEY VIEW DR, RAMSEY, NJ 07446-2134 |
| Document Number | 0000027815 |
| Book / Page | 5782 / 392 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202627815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 9 VALLEY VIEW DR, RAMSEY, NJ 07446-2134 |
| Document Number | 0000027815, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 5782/392 |
| Instrument | 202627815 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 8, 2020 |
| Property Address | 9 VALLEY VIEW DR, RAMSEY, NJ 07446-2134 |
| Document Number | 0035650113 |
| Book / Page | 003565 / 000113 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 20037424 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 VALLEY VIEW DR RAMSEY NJ 074462134, RAMSEY, NJ 07446-2134 |
| Document Number | 35650117 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 003565/000117 |
| Instrument | 20037425 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2050 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $814,600 (+5.33%) Land $466,800 Building $347,800 | $814,600 (+5.33%) Land $466,800 Building $347,800 | |
| 2025 | $15,924.00 (-3.69%) | $773,400 (+32%) Land $428,800 Building $344,600 | $773,400 (+32%) Land $428,800 Building $344,600 |
| 2024 | $16,534.00 (+7.59%) | ||
| 2023 | $585,900 Land $343,700 Building $242,200 | $585,900 Land $343,700 Building $242,200 | |
| 2022 | $15,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures