Bergen County and Ramsey Borough property record for 2 Valley View Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,598 sqft · built 1962 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $638,000 (Jul 2012) |
| Tax Bill | $22,227 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02601-0000-00026 |
| Primary APN | 48-02601-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,598 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 43,734 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 200000 |
|---|---|
| Street Address | 2 VALLEY VIEW DR |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.004AC |
| Legal Subdivision | PAR-CREST REALTY CO INC SEC 2 |
| Legal Block | 2601 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 VALLEY VIEW DR, RAMSEY, NJ 07446-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2012 · Amount on Record |
| Deed Sale | Jul 10, 2012 · Amount on Record |
| Prior Sale | Oct 6, 2000 |
| Deed Document Number | 201265356 |
| Deed Book / Page | 1089 / 2128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 VALLEY VIEW DR, RAMSEY, NJ 07446-2105 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2 VALLEY VIEW DRIVE 2 VALLEY VIEW DRIVE, RAMSEY, NJ 07446 |
| Document Number | 0046871583 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 4687/1583 |
| Instrument | 2022052757 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 VALLEY VIEW DR, RAMSEY, NJ 07446-2105 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | SECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP |
| Name | Verified Name |
|---|
| Document Number | 0040550116 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 4055/116 |
| Instrument | 2021049411 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,125,500 (+4.26%) Land $472,700 Building $652,800 | $1,125,500 (+4.26%) Land $472,700 Building $652,800 | |
| 2025 | $22,227.00 (-0.55%) | $1,079,500 (+36.3%) Land $432,700 Building $646,800 | $1,079,500 (+36.3%) Land $432,700 Building $646,800 |
| 2024 | $22,350.00 (+7.59%) | ||
| 2023 | $792,000 Land $348,100 Building $443,900 | $792,000 Land $348,100 Building $443,900 | |
| 2022 | $20,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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