8 Valley View Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 8 Valley View Dr, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,929 sqft · built 1963
Lot Size1.13 acres (49,266 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Aug 1998)
Tax Bill$18,603 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-02601-0000-00029

Property Details

APN / Parcel Number

Primary APN48-02601-0000-00029
Alternative APN
  • 480260100029

Interior

Stories2 Stories
Building Area2,929 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Lot Area49,266 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address8 VALLEY VIEW DR
CityRAMSEY
StateNJ
Zip07446-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.131AC
Legal SubdivisionPAR-CREST REALTY CO INC SEC 4
Legal Block2601
Legal Lot Number29
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3001
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8 VALLEY VIEW DR, RAMSEY, NJ 07446-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 1998 · Amount on Record
Deed SaleAug 5, 1998 · Amount on Record
Prior SaleAug 30, 1993 · Amount on Record
Deed Document Number1998118714
Deed Book / Page8089 / 387
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address8 VALLEY VIEW DR, RAMSEY, NJ 07446-2105
Document Number0027800882
Book / Page002780 / 000882
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 VALLEY VIEW DR RAMSEY NJ 074462105, RAMSEY, NJ 07446-2105

Mortgage

Document Number0027800882
DateNov 9, 2017
Book Page002780/000882
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 8, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$947,800 (+4.9%) Land $476,500 Building $471,300$947,800 (+4.9%) Land $476,500 Building $471,300
2025$18,603.00 (-7.24%)$903,500 (+27.13%) Land $436,500 Building $467,000$903,500 (+27.13%) Land $436,500 Building $467,000
2024$20,055.00 (+7.59%)
2023$710,700 Land $351,300 Building $359,400$710,700 Land $351,300 Building $359,400
2022$18,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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