9 Summit Oaks Cir, Denison, TX 75020 Property Records

Grayson County property record for 9 Summit Oaks Cir, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	4,382 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$14,030 (2024)
Deeds & Mortgages	Nov 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063 7124005`

Property Details

APN / Parcel Number

Primary APN	`063 7124005`
Alternative APN	`255319`

Interior

Building Area	4,382 sqft Living Area
Gross Area	5,655 sqft
1st Floor Area	4,382 sqft
Upper Floors Area	639 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	256 ft deep x 171 ft wide
Garage Type	Attached
Garage Area	811 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	2,775 sqft
Patio Area	72 sqft

Location & Zoning

Account Number	255319
Street Address	9 SUMMIT OAKS CIR
City	DENISON
State	TX
Zip	75020-2782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT OAKS RANCH PHASE ONE, BLOCK 1, LOT 5, ACRES 1.0
Legal Subdivision	SUMMIT OAKS RANCH PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	5
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1174
Census Tract	302

Owner

9 Summit Oaks Cir is owned and occupied by an individual who acquired it in May 2017.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9 SUMMIT OAKS CIR, DENISON, TX 75020-2782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage ALTERRA HM LNS
May 12, 2017	Vendor's Lien, Transfer · Conventional Mortgage LANDMARK BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017
Deed Sale	May 12, 2017
Prior Sale	Mar 11, 2016
Deed Document Number	2017-00010107
Deed Book / Page	5997 / 00941
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	9 SUMMIT OAKS CIR, DENISON, TX 75020-2782
Document Number	0000028107
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 SUMMIT OAKS CIR DENISON TX 750202782, DENISON, TX 75020-2782

Mortgage

Document Number	0000028107
Date	Nov 18, 2019
Instrument	28107

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 17, 2034

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 12, 2017
Property Address	9 SUMMIT OAKS CIR, DENISON, TX 75020-2782
Document Number	0000010107
Book / Page	5997 / 00941
Map Reference	VOL 17 PG 166&167
Instrument Date	May 11, 2017
Instrument	2017-00010107
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SUMMIT OAKS CIR, DENISON, TX 75020-2782

Mortgage

Document Number	0000010108
Date	May 12, 2017
Instrument	2017-00010108

Lender

Name	LANDMARK BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$811,301 Land $137,214 Building $739,019	$876,233 Land $137,214 Building $739,019
2024	$14,030.00
2023		$794,040 Land $115,000 Building $679,040	$794,040 Land $115,000 Building $679,040
2022	$12,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Summit Oaks Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Summit Oaks Cir is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband, TekWav.

Nearby Properties on Summit Oaks Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures