7 Summit Oaks Cir, Denison, TX 75020 Property Records

Grayson County property record for 7 Summit Oaks Cir, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	3,368 sqft · built 2022
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$14,894 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063 7173001`

Property Details

APN / Parcel Number

Primary APN	`063 7173001`
Alternative APN	`260502`

Interior

Building Area	3,368 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Lot Area	65,340 sqft (1.5 acres)
Lot Dimensions	324 ft deep x 200 ft wide
Garage Type	Mixed
Carport	Carport
Carport Area	341 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch

Location & Zoning

Account Number	260502
Street Address	7 SUMMIT OAKS CIR
City	DENISON
State	TX
Zip	75020-2782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT OAKS RANCH PHASE ONE REPLAT LTS 2 3 & 4, BLOCK 1, LOT 3R, ACRES 1.5
Legal Subdivision	SUMMIT OAKS RANCH PHASE ONE REPLAT LTS 2
Legal Phase	1
Legal Block	1
Legal Lot Number	3R 3
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1174
Census Tract	302

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 759, POTTSBORO, TX 75076-0759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO
Sep 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Warranty Deed, Transfer RED RIVER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022
Deed Sale	Oct 12, 2022
Deed Document Number	2022-33835
Record Updated	Jun 8, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 12, 2022
Property Address	7 SUMMIT OAKS CIR, DENISON, TX 75020-2782
Document Number	0000033835
Map Reference	VOL 17 PG 166&167
Instrument Date	Oct 11, 2022
Instrument	2022-33835
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	CHAMPIONS TITLE COMPANY, CHAPIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1813 WAYNE LN, CELINA, TX 75009-1828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2636 ANNALEA LANWE, LAKEWOOD VILLAGE, TX 75068-5436

Mortgage

Document Number	0000033836
Date	Oct 12, 2022
Instrument	2022-33836

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 25, 2020
Property Address	7 SUMMIT OAKS CIR, DENISON, TX 75020-2782
Document Number	0000026148
Instrument Date	Sep 25, 2020
Instrument	26148
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 SKYFLOWER LN CELINA TX 750090818, CELINA, TX 75009-0818

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 6, 2017
Property Address	7 SUMMIT OAKS CIR, DENISON, TX 75020-2782
Document Number	0000012106
Instrument Date	Jun 5, 2017
Instrument	12106
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SAN MIGUEL ST SHERMAN TX 750922347, SHERMAN, TX 75092-2347

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$826,955 (+19.3%) Land $184,912 Building $642,043	$826,955 (+19.3%) Land $184,912 Building $642,043
2024	$14,894.00 (+485.23%)
2023		$693,150 Land $166,875 Building $526,275	$693,150 Land $166,875 Building $526,275
2022	$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband, TekWav.

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