Grayson County property record for 2 Summit Oaks Cir, Denison, TX 75020
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.86 acres (81,152 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,702 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063 7124011 |
| Primary APN | 063 7124011 |
|---|---|
| Alternative APN |
|
| Lot Area | 81,152 sqft (1.86 acres) |
|---|---|
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Account Number | 255325 |
|---|---|
| Street Address | 2 SUMMIT OAKS CIR |
| City | DENISON |
| State | TX |
| Zip | 75020-2782 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SUMMIT OAKS RANCH PHASE ONE, BLOCK 1, LOT 11, ACRES 1.863 |
| Legal Subdivision | SUMMIT OAKS RANCH PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | NORTHWEST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1169 |
| Census Tract | 302 |
Source: Grayson County records · APN 063 7124011
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 916 FAIRLAWN ST, ALLEN, TX 75002-5049 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO |
| Apr 17, 2018 | Warranty Deed, Transfer INDEPENDENT BK |
| Jan 16, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2020 |
| Deed Sale | Dec 23, 2020 |
| Prior Sale | Apr 28, 2010 |
| Deed Document Number | 2020-00035826 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 23, 2020 |
| Property Address | 2 SUMMIT OAKS CIR, DENISON, TX 75020-2782 |
| Document Number | 0000035826 |
| Map Reference | VOL 17 PG 166&167 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2020-00035826 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 916 FAIRLAWN ST, ALLEN, TX 75002-5049 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035827 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-00035827 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Apr 17, 2018 |
| Property Address | 2 SUMMIT OAKS CIR, DENISON, TX 75020-2782 |
| Document Number | 0000008463 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 8463 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | RED RIVER TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2305 JACKSON DR MELISSA TX 754542407, MELISSA, TX 75454-2407 |
| Document Number | 8464 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 8464 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | DENISON, TX 75021-1007 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 16, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jan 16, 2018 |
| Property Address | 2 SUMMIT OAKS CIR, DENISON, TX 75020-2782 |
| Document Number | 0000000865 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 865 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 31, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Pottsboro Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,365 (+3.96%) Land $131,365 | $131,365 (+3.96%) Land $131,365 | |
| 2024 | $2,702.00 (+49.2%) | ||
| 2023 | $126,367 Land $126,367 | $126,367 Land $126,367 | |
| 2022 | $1,811.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 18 (1990–2019) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 360 Communications, Inc. (OK, AR & TX), Texoma Communications.
Based on FCC filings for 17 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DENISON serves 27,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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