Orange County property record for 9 Stream St, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,555 sqft · built 1986 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jul 2013) |
| Tax Bill | $7,676 (2025) |
| Deeds & Mortgages | Mar 2021 Reverse Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 649-462-13 |
| Primary APN | 649-462-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,555 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 3,000 sqft (0.069 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9 STREAM ST |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12460 BLK LOT 87 |
| Legal Subdivision | TRACT NO 12460 |
| Legal Tract | 12460 |
| Legal Lot Number | 87 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 42331 |
9 Stream St is owned and occupied by an individual who acquired it in November 2019.
Source: Orange County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 STREAM ST, LAGUNA NIGUEL, CA 92677-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Nov 14, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage ARENA CAPITAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2013 · Amount on File |
| Deed Sale | Jul 19, 2013 · Amount on File |
| Prior Sale | Sep 30, 2010 · Amount on File |
| Deed Document Number | 2013434865 |
| Last Transfer Date | Nov 4, 2019 |
| Transfer Doc | 0000453094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 9 STREAM ST, LAGUNA NIGUEL, CA 92677-5707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9 STREAM ST, LAGUNA BEACH, CA 92677-5707 |
| Document Number | 0000217946 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021000217946 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 14, 2019 |
| Property Address | 9 STREAM ST, LAGUNA NIGUEL, CA 92677-5707 |
| Document Number | 0000453094 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 453094 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 STREAM ST LAGUNA NIGUEL CA 926775707, LAGUNA NIGUEL, CA 92677-5707 |
| Document Number | 453095 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 453095 |
| Name | ARENA CAPITAL |
|---|---|
| Type | Bank |
| Address | RANCHO MIRAGE, CA 92270 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 13, 2021 |
The 2025 property tax bill for 9 Stream St was $7,676 with a homeowner's exemption, up 1.7% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $781,483 (+2%) Land $599,113 Building $182,370 | |
| 2025 | $7,676.00 (+1.71%) Homeowner's exemption | $766,160 Land $587,365 Building $178,795 |
| 2024 | $7,547.00 (+2.18%) | |
| 2023 | $7,386.00 (+1.96%) Homeowner's exemption | $736,410 Land $564,557 Building $171,853 |
| 2022 | $7,244.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9 Stream St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9 Stream St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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