4 Stream St, Laguna Niguel, CA 92677 Property Records

Orange County property record for 4 Stream St, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,730 sqft · built 1986
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Jun 2022)
Tax Bill	$12,136 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`649-471-10`

Property Details

APN / Parcel Number

Primary APN	`649-471-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,000 sqft (0.069 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4 STREAM ST
City	LAGUNA NIGUEL
State	CA
Zip	92677-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12460 BLK LOT 101
Legal Subdivision	TRACT NO 12460
Legal Tract	12460
Legal Lot Number	101
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3004
Census Tract	42331

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28241 CROWN VALLEY PKWY, F, LAGUNA NIGUEL, CA 92677-4442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Intrafamily Transfer, Transfer
Jun 17, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2019	Grant Deed, Transfer · Construction Mortgage BUDGET MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	2022219213
Last Transfer Date	Aug 1, 2022
Transfer Doc	0000271465
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 8, 2022
Property Address	4 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Document Number	0000271465
Map Reference	MB 546 PG 41-45
Instrument Date	Aug 1, 2022
Instrument	2022000271465
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24862 VISTA RANCHO, LAGUNA BEACH, CA 92677-7470

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 17, 2022
Property Address	4 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Document Number	0000219213
Map Reference	MB 546 PG 41-45
Instrument Date	Jun 17, 2022
Instrument	2022000219213
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24862 VISTA RANCHO, LAGUNA NIGUEL, CA 92677-7470

Mortgage

Document Number	0000219215
Date	Jun 17, 2022
Instrument	2022000219215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 17, 2022
Property Address	4 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Document Number	0000219214
Map Reference	MB 546 PG 41-45
Instrument Date	Jun 13, 2022
Instrument	2022000219214
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24862 VISTA RANCHO, LAGUNA BEACH, CA 92677-7470

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 16, 2020
Property Address	4 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Document Number	0000276503
Map Reference	MB 546 PG 41-45
Instrument Date	May 30, 2020
Instrument	2020000276503
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STREAM ST, LAGUNA NIGUEL, CA 92677-5707

Mortgage

Document Number	0000276504
Date	Jun 16, 2020
Instrument	2020000276504

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 30, 2019
Property Address	4 STREAM ST, LAGUNA NIGUEL, CA 92677-5707
Document Number	0000377228
Instrument Date	Sep 24, 2019
Instrument	377228
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26701 WHITE OAKS DR LAGUNA HILLS CA 926537577, LAGUNA HILLS, CA 92653-7577

Mortgage

Document Number	377229
Date	Sep 30, 2019
Instrument	377229

Lender

Name	BUDGET MORTGAGE CORP
Type	Bank
Address	LOS ANGELES, CA 90025-7012

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2020

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,232,592 (+2%) Land $1,045,885 Building $186,707
2025	$12,136.00 (+3.91%) Homeowner's exemption	$1,208,424 (+4.04%) Land $1,025,377 Building $183,047
2023	$11,679.00 (+46.59%) Homeowner's exemption	$1,161,500 Land $985,560 Building $175,940
2022	$7,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Stream St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures