Orange County property record for 5 Stream St, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,440 sqft · built 1986 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $653,000 (Nov 2017) |
| Tax Bill | $7,513 (2025) |
| Deeds & Mortgages | Aug 2019 Transfer Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 649-462-11 |
| Primary APN | 649-462-11 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 3,000 sqft (0.069 acres) |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5 STREAM ST |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12460 BLK LOT 85 |
| Legal Tract | 12460 |
| Legal Lot Number | 85 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 42331 |
5 Stream St is held in a trust since November 2017.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21 SANTA VICTORIA AISLE, IRVINE, CA 92606-0862 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2019 | Quit Claim Deed, Transfer OTHER |
| Nov 29, 2017 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on File |
| Deed Sale | Nov 29, 2017 · Amount on File |
| Prior Sale | Dec 6, 2012 · Amount on File |
| Deed Document Number | 2017514188 |
| Prior Transfer Date | Feb 25, 1994 |
| Prior Transfer Doc | 0000147275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 2, 2019 |
| Property Address | 5 STREAM ST, LAGUNA NIGUEL, CA 92677-5707 |
| Document Number | 0000283434 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 283434 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3410 ASPEN GRV IRVINE CA 926184087, IRVINE, CA 92618-4087 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 29, 2017 |
| Property Address | 5 STREAM ST, LAGUNA NIGUEL, CA 92677-5707 |
| Document Number | 0000514188 |
| Map Reference | MB546 PG41-45 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 2017000514188 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | CALIFORNIA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5 STREAM ST, LAGUNA NIGUEL, CA 92677-5707 |
| Document Number | 0000514189 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 2017000514189 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 5 Stream St was $7,513.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $757,858 (+2%) Land $612,172 Building $145,686 | |
| 2025 | $7,513.00 | $742,999 Land $600,169 Building $142,830 |
| 2023 | $7,232.00 (+1.95%) | $714,149 Land $576,864 Building $137,285 |
| 2022 | $7,094.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5 Stream St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Stream St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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