9 Stephen St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 9 Stephen St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1950
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jul 2009)
Tax Bill	$20,913 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-04512-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`13-04512-0000-00014`
Alternative APN	`130451200014`

Interior

Stories	2 Stories
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	162 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130451200014
Street Address	9 STEPHEN ST
City	MONTCLAIR
State	NJ
Zip	07042-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X162 IRR
Legal Block	4512
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	16500

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIME MTG LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2009 · Amount on Record
Deed Sale	Jul 24, 2009 · Amount on Record
Prior Sale	Jun 8, 1990 · Amount on Record
Deed Document Number	20099061784
Deed Book / Page	12207 / 5850
Prior Transfer Date	Aug 11, 2008
Prior Transfer Doc	0008084513
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000159
Date	Jan 2, 2026
Instrument	2026000159

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041559
Date	Jul 12, 2023
Instrument	2023041559

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021131999
Date	Nov 4, 2021
Instrument	2021131999

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Document Number	0000062086
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 STEPHEN ST MONTCLAIR NJ 070425031, MONTCLAIR, NJ 07042-5031

Mortgage

Document Number	0000062086
Date	Jul 8, 2020
Instrument	62086

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2040

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Document Number	0000021283
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 STEPHEN ST MONTCLAIR NJ 070425031, MONTCLAIR, NJ 07042-5031

Mortgage

Document Number	0000021283
Date	Mar 9, 2018
Instrument	21283

Lender

Name	PRIME MTG LNDG
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2038

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,800 (-) Land $340,800 Building $254,000	$594,800 (-) Land $340,800 Building $254,000
2025	$20,913.00 (+3.32%)	$594,800 (-) Land $340,800 Building $254,000	$594,800 (-) Land $340,800 Building $254,000
2024	$20,241.00 (+3.5%)
2023		$594,800 Land $340,800 Building $254,000	$594,800 Land $340,800 Building $254,000
2022	$19,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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