Essex County and Montclair Township property record for 7 Stephen St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,000 sqft · built 1939 |
| Lot Size | 0.171 acres (7,452 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $20,882 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04512-0000-00015 |
| Primary APN | 13-04512-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,000 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 7,452 sqft (0.171 acres) |
| Lot Dimensions | 162 ft deep x 46 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130451200015 |
|---|---|
| Street Address | 7 STEPHEN ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-5031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 46X162 IRR |
| Legal Block | 4512 |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16500 |
7 Stephen St is owned and occupied by two individuals who acquired it in April 2015.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 STEPHEN ST, MONTCLAIR, NJ 07042-5031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2015 |
| Transfer Doc | 0125494734 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 7 Stephen St was $20,882, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593,900 (-) Land $340,800 Building $253,100 | $593,900 (-) Land $340,800 Building $253,100 | |
| 2025 | $20,882.00 (+3.33%) | $593,900 Land $340,800 Building $253,100 | $593,900 Land $340,800 Building $253,100 |
| 2024 | $20,210.00 | ||
| 2023 | $593,900 Land $340,800 Building $253,100 | $593,900 Land $340,800 Building $253,100 | |
| 2022 | $19,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Stephen St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Stephen St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum, T-Mobile.
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