16 Stephen St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 16 Stephen St, Montclair, NJ 07042 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1952
Square Footage	1,624 sqft Living Area
Lot Size	8,102 sqft (0.186 acres)
Occupancy	Owner Occupied
Last Sale	$2,107,500 (2026)
Tax Bill	$13,857.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-04511-0000-00025`
Alternative APN	`130451100025`

Interior

Building Area	1,624 sqft Living Area
1st Floor	1,624 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame Construction
Lot Area	8,102 sqft (0.186 acres)
Depth X Width	162 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Old Parcel Number	130451100025
Street Address	16 STEPHEN ST
City	MONTCLAIR
State	NJ
Zip	07042-5032
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X162
Legal Block	4511
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Minor Civil Division	MONTCLAIR
Census Blockgroup	1
Census Block	1005
Census Tract	16500

Owner

Source: Essex County and Montclair Township records · APN 13-04511-0000-00025

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jan 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LENDER LLC
May 22, 2019	Grant Deed, Transfer PLANET MGMT GRP LLC
May 09, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Prior Sale	Sep 12, 2024 · Amount on Record
Deed Doc Number	202637167
Record Refreshed	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 03, 2026
Property Address	16 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Document Number	0000037167
Instrument Date	May 13, 2026
Instrument	202637167
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	SIMPLICITY TITLE LLC, SIMPLICITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425,715.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 STEPHEN ST, MONTCLAIR, NJ 07042-5032

Mortgage

Document Number	0000037168,
Date	Jun 03, 2026
Instrument	202637168

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	16 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Document Number	0000001113
Instrument Date	Jan 06, 2021
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	DEKEL ABSTRACT LLC, DEKEL ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	284-286 MAIN ST WEST ORANGE NJ 070525618, WEST ORANGE, NJ 07052-5618

Mortgage

Document Number	0000001113
Date	Jan 06, 2021
Instrument	1113

Lender

Name	COMMERCIAL LENDER LLC
Address	VERNON, CT 06066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 05, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 22, 2019
Property Address	16 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Document Number	0000047527
Instrument Date	Apr 05, 2019
Instrument	47527
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	284 MAIN ST WEST ORANGE NJ 070525618, WEST ORANGE, NJ 07052-5618

Mortgage

Document Number	47528
Date	May 22, 2019
Instrument	47528

Lender

Name	PLANET MGMT GRP LLC
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 09, 2019
Property Address	16 STEPHEN ST, MONTCLAIR, NJ 07042-5032
Document Number	0000043133
Instrument Date	Mar 29, 2019
Instrument	43133
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$202.87
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	429 CHESTNUT ST ROSELLE PARK NJ 072041901, ROSELLE PARK, NJ 07204-1901

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,100 (-) Land $340,500 Building $53,600	$394,100 (-) Land $340,500 Building $53,600
2025	$13,857.00 (+3.33%)	$394,100 (-) Land $340,500 Building $53,600	$394,100 (-) Land $340,500 Building $53,600
2024	$13,411.00 (+3.5%)
2023		$394,100 Land $340,500 Building $53,600	$394,100 Land $340,500 Building $53,600
2022	$12,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

16 Stephen St, Montclair, NJ 07042 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Stephen St

Nearby Streets

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