11 Speer St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 11 Speer St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,330 sqft · built 1956
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Feb 1991)
Tax Bill	$9,431 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00148-0000-00002-09`

Property Details

APN / Parcel Number

Primary APN	`18-00148-0000-00002-09`
Alternative APNs	`18001480000000020009` `1800148000000002I`

Interior

Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide

Location & Zoning

Old Parcel Number	1800148000000002I
Street Address	11 SPEER ST
City	SOMERVILLE
State	NJ
Zip	08876-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIR ESTATES
Legal Block	148
Legal Lot Number	2.9
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	50200

Owner

Source: Somerset County and Somerville Borough records · APN 18-00148-0000-00002-09

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 SPEER ST, SOMERVILLE, NJ 08876-1563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 1991 · Amount on Record
Deed Sale	Feb 15, 1991 · Amount on Record
Deed Book / Page	1805 / 694
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	11 SPEER ST, SOMERVILLE, NJ 08876-1563
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018181
Date	May 18, 2018
Book Page	7043/2929
Instrument	2018018181

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2028

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,200 (-) Land $118,900 Building $112,300	$231,200 (-) Land $118,900 Building $112,300
2025	$9,431.00 (+3.2%)	$231,200 (-) Land $118,900 Building $112,300	$231,200 (-) Land $118,900 Building $112,300
2024	$9,139.00 (+5.11%)
2023		$231,200 Land $118,900 Building $112,300	$231,200 Land $118,900 Building $112,300
2022	$8,695.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	34 (1999–2021)
Claims Outside the SFHA	15 of 34
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.