9 Rugar Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 9 Rugar Dr, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,755 sqft
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$189,500 (Apr 2011)
Tax Bill$1,468 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN308-10-03-045-SHK

Property Details

APN / Parcel Number

Primary APN308-10-03-045-SHK
Alternative APN
  • 45856

Interior

Stories1 Story
Building Area2,755 sqft Gross Area
Gross Area1,964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialVinyl
Lot Area23,087 sqft (0.53 acres)
Garage TypeAttached
Garage Area528 sqft
PorchPorch
Porch Area263 sqft

Location & Zoning

Account Number45856
Old Parcel Number308-10-03-045 SHK
Street Address9 RUGAR DR
CityLUGOFF
StateSC
Zip29078-8627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionDIST:277F MAP REF:BK C101 PG 6B
Legal SubdivisionHUNTERS XING PH III
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group3
Census Block3000
Census Tract970907

Owner

9 Rugar Dr is owned and occupied by two individuals who bought it in April 2011.

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9 RUGAR DR, LUGOFF, SC 29078-8627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2011 · Amount on File
Deed SaleApr 20, 2011 · Amount on File
Deed Document Number0000279170
Deed Book / Page2791 / 70
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address9 RUGAR DR, LUGOFF, SC 29078-8627
Document Number0000009872
Instrument DateDec 5, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 RUGAR DR LUGOFF SC 290788627, LUGOFF, SC 29078-8627

Mortgage

Document Number0000009872
DateDec 11, 2017
Book Page003791/000140
Instrument9872
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 Rugar Dr was $1,468.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,468.00$210,800 Land $30,000 Building $180,800$210,800
2023$1,503.00$210,800 Land $30,000 Building $180,800$210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Rugar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Rugar Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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