Kershaw County property record for 31 Rugar Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,320 sqft · built 2014 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2021) |
| Tax Bill | $2,043 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-10-04-003-SHK |
| Primary APN | 308-10-04-003-SHK |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,320 sqft Gross Area |
| Gross Area | 2,366 sqft |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Account Number | 47754 |
|---|---|
| Old Parcel Number | 308-10-04-003 SHK |
| Street Address | 31 RUGAR DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HUNTERS CROSSING SUBDIV PHASE IV LOT 3 |
| Legal Subdivision | HUNTERS CROSSING SUBDIV |
| Legal Phase | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970907 |
31 Rugar Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 31 RUGAR DR, LUGOFF, SC 29078-8627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Deed Document Number | 0000446735 |
| Deed Book / Page | 3219 / 062 |
| Prior Transfer Date | Apr 15, 2014 |
| Prior Transfer Doc | 02151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 31 RUGAR DR, LUGOFF, SC 29078-8627 |
| Document Number | 0000006865 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31 RUGAR DR LUGOFF SC 290788627, LUGOFF, SC 29078-8627 |
| Document Number | 0000006865 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 004273/000143 |
| Instrument | 6865 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 3, 2045 |
The 2025 property tax bill for 31 Rugar Dr was $2,043.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,043.00 | $300,000 Land $30,000 Building $270,000 | $300,000 |
| 2023 | $2,055.00 | $300,000 Land $30,000 Building $270,000 | $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Rugar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Rugar Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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