Kershaw County property record for 4 Rugar Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,715 sqft |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Jun 2018) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-10-03-027-SHK |
| Primary APN | 308-10-03-027-SHK |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,715 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 576 sqft |
| Porch | Porch |
| Porch Area | 343 sqft |
| Deck Area | 424 sqft |
| Account Number | 45860 |
|---|---|
| Street Address | 4 RUGAR DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | HUNTERS CROSSING SUBDIV PHASE 3 LOT 27 |
| Legal Subdivision | HUNTERS CROSSING SUBDIV |
| Legal Phase | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970907 |
Source: Kershaw County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 RUGAR DR, LUGOFF, SC 29078-8627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on Record |
| Deed Sale | Jun 4, 2018 · Amount on Record |
| Prior Sale | Jun 4, 2018 · Amount on Record |
| Deed Document Number | 20184252 |
| Deed Book / Page | 3867 / 245 |
| Transfer Doc | 0000004252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 4, 2018 |
| Property Address | 4 RUGAR DR, LUGOFF, SC 29078-8627 |
| Document Number | 0000004252 |
| Book / Page | 003867 / 000245 |
| Instrument Date | May 24, 2018 |
| Instrument | 4252 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 RUGAR DR LUGOFF SC 290788627, LUGOFF, SC 29078-8627 |
| Document Number | 4253 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 003867/000249 |
| Instrument | 4253 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2048 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 (-0.51%) | $187,600 (-) Land $30,000 Building $157,600 | $187,600 (-) |
| 2023 | $1,361.00 | $187,600 Land $30,000 Building $157,600 | $187,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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