Campbell County property record for 9 Ridgeway Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,105 sqft · built 1923 |
| Lot Size | 0.2 acres (8,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,000 (Sep 2026) |
| Tax Bill | $704 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-092.00 |
| Primary APN | 999-99-15-092.00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,105 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,500 sqft (0.2 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Garage Type | Basement |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 9 RIDGEWAY AVE |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 HARTWEGS RIDGEWAY 50.40 X 167 IRREG |
| Legal Subdivision | RIDGEWAY SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 52301 |
Source: Campbell County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Sep 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Mar 10, 2026 | Warranty Deed, Transfer |
| Nov 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Oct 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on Record |
| Deed Sale | Sep 16, 2026 · Amount on Record |
| Prior Sale | Mar 10, 2026 · Amount on Record |
| Deed Document Number | 20266259329 |
| Deed Book / Page | 887 / 823 |
| Prior Transfer Date | Apr 22, 2008 |
| Prior Transfer Doc | 0001900021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 16, 2026 |
| Property Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Document Number | 0006259334 |
| Book / Page | 2510 / 852 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20266259334 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 335 N FORT THOMAS AVE, FORT THOMAS, KY 41075-1501 |
| Document Number | 0006259334, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 2510/852 |
| Instrument | 20266259334 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 16, 2026 |
| Property Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Document Number | 0006259329 |
| Book / Page | 887 / 823 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20266259329 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,764.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Document Number | 0006259329, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 2510/852 |
| Instrument | 20266259329 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Mar 10, 2026 |
| Property Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Document Number | 0006028249 |
| Book / Page | D881 / 869 |
| Map Reference | MB NO PG 34 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 6028249 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Name | Verified Name |
|---|---|
| Address | 12468 LA GRANGE RD # 389, LOUISVILLE, KY 40245-1901 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Document Number | 0005142862 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | M2314/379 |
| Instrument | 5142862 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Document Number | 0005142201 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | M2312/729 |
| Instrument | 5142201 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 9 RIDGEWAY AVE, FORT THOMAS, KY 41075-1331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTHERN KENTUCKY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0005051462 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | M2098/528 |
| Instrument | 5051462 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 (-6.63%) | $190,900 (-) Land $35,000 Building $155,900 | $190,900 (-) Land $35,000 Building $155,900 |
| 2023 | $754.00 (-2.46%) | $190,900 (-) Land $35,000 Building $155,900 | $190,900 (-) Land $35,000 Building $155,900 |
| 2022 | $773.00 | $190,900 Land $35,000 Building $155,900 | $190,900 Land $35,000 Building $155,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2016 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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