Campbell County property record for 10 Ridgeway Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,158 sqft · built 1923 |
| Lot Size | 0.244 acres (10,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,500 (Sep 2004) |
| Tax Bill | $788 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-16-796.00 |
| Primary APN | 999-99-16-796.00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,650 sqft (0.244 acres) |
| Lot Dimensions | 213 ft deep x 50 ft wide |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 RIDGEWAY AVE |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 62 RIDGEWAY PT LOT 1 E L SOUTHGATE 50X213 |
| Legal Subdivision | RIDGEWAY SUB |
| Legal Lot Number | 1,62 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 52301 |
10 Ridgeway Ave is owned and occupied by an individual who acquired it in December 2015.
Source: Campbell County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 RIDGEWAY AVE, FORT THOMAS, KY 41075-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2004 · Amount on File |
| Deed Sale | Sep 24, 2004 · Amount on File |
| Prior Sale | Jul 6, 2004 · Amount on File |
| Deed Document Number | 200409 24 019 00152 |
| Deed Book / Page | 678 / 151 |
| Last Transfer Date | Dec 28, 2015 |
| Transfer Doc | 0005032139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 16, 2026 |
| Property Address | 10 RIDGEWAY AVE, FORT THOMAS, KY 41075-1332 |
| Document Number | 0006259506 |
| Book / Page | 2511 / 1 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20266259506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 RIDGEWAY AVE, FORT THOMAS, KY 41075-1332 |
| Document Number | 0006259506, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 2511/1 |
| Instrument | 20266259506 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 10 RIDGEWAY AVE, FORT THOMAS, KY 41075-1332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005130511 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | M2281/809 |
| Instrument | 5130511 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 10 RIDGEWAY AVE, FORT THOMAS, KY 41075-1332 |
| Document Number | 0005093006 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 10 RIDGEWAY AVE FORT THOMAS KY 410751332, FORT THOMAS, KY 41075-1332 |
| Document Number | 0005093006 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 002182/000566 |
| Instrument | 5093006 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10 Ridgeway Ave was $788.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $788.00 | $213,700 Land $40,000 Building $173,700 | $213,700 Land $40,000 Building $173,700 |
| 2023 | $844.00 (-2.43%) | $213,700 (-) Land $40,000 Building $173,700 | $213,700 (-) Land $40,000 Building $173,700 |
| 2022 | $865.00 | $213,700 Land $40,000 Building $173,700 | $213,700 Land $40,000 Building $173,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Ridgeway Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2016 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Ridgeway Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures