Campbell County property record for 2 Ridgeway Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,950 sqft · built 1930 |
| Lot Size | 0.071 acres (3,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,000 (Sep 2013) |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-156.00 |
| Primary APN | 999-99-15-156.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,120 sqft (0.071 acres) |
| Lot Dimensions | 78 ft deep x 40 ft wide |
| Garage Type | Basement |
| Garage Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915156.00 |
|---|---|
| Street Address | 2 RIDGEWAY AVE |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT 22 OHIO AVE SUB 40 X 78 |
| Legal Subdivision | OHIO AVE |
| Legal Lot Number | 22 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 52301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 RIDGEWAY AVE, FORT THOMAS, KY 41075-1594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Apr 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Mar 10, 2022 | Intrafamily Transfer, Transfer |
| Apr 13, 2018 | Deed of Trust, Mortgage · Line of Credit KEMBA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2013 · Amount on Record |
| Deed Sale | Sep 3, 2013 · Amount on Record |
| Prior Sale | Sep 3, 2013 · Amount on Record |
| Deed Document Number | 0007540509 |
| Deed Book / Page | 000754 / 000509 |
| Last Transfer Date | Mar 10, 2022 |
| Transfer Doc | 0005149889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 2 RIDGEWAY AVE, FORT THOMAS, KY 41075-1594 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2 RIDGEWAY AVE, FORT THOMAS, KY 41075-1594 |
| Document Number | 0005153489 |
|---|---|
| Date | May 16, 2022 |
| Book Page | M2344/273 |
| Instrument | 5153489 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 5, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 2 RIDGEWAY AVE, FORT THOMAS, KY 41075-1594 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005152351 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | M2341/356 |
| Instrument | 5152351 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Mar 10, 2022 |
| Property Address | 2 RIDGEWAY AVE, FORT THOMAS, KY 41075-1594 |
| Document Number | 0005149889 |
| Book / Page | D835 / 854 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 5149889 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 RIDGEWAY AVE, FORT THOMAS, KY 41075-1594 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 2 RIDGEWAY AVE, FORT THOMAS, KY 41075-1594 |
| Document Number | 0005072474 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2 RIDGEWAY AVE FORT THOMAS KY 410751594, FORT THOMAS, KY 41075-1594 |
| Document Number | 0005072474 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 002142/000395 |
| Instrument | 5072474 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 18, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 (-6.57%) | $200,500 (-) Land $25,000 Building $175,500 | $200,500 (-) Land $25,000 Building $175,500 |
| 2023 | $791.00 (-2.59%) | $200,500 (-) Land $25,000 Building $175,500 | $200,500 (-) Land $25,000 Building $175,500 |
| 2022 | $812.00 | $200,500 Land $25,000 Building $175,500 | $200,500 Land $25,000 Building $175,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2016 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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