9 N Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 9 N Central Ave, Umatilla, FL 32784

Property Summary

Property TypeStore with Apartments
Details21.5 ba · 20,382 sqft · built 1922
Lot Size0.242 acres (10,526 sqft)
OwnerCompany Name on Record
Last Sale$1,475,000 (Apr 2022)
Tax Bill$30,663 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-18-26-1200-00G-00400

Property Details

APN / Parcel Number

Primary APN13-18-26-1200-00G-00400
Alternative APNs
  • 261813120000G00400
  • 1202060

Interior

Full Baths21.5 Baths
Half Baths3 Half Baths
Units13 Units
Stories1 Story
Building Area20,382 sqft Gross Area
1st Floor Area6,794 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1988
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area10,526 sqft (0.242 acres)
Lot Dimensions140 ft deep x 80 ft wide
Deck AreaDeck Area
Canopy1,518 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1202060
Street Address9 N CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-8430
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Local Zoning CodeC1
Legal DescriptionUMATILLA YANCEYS ADD LOTS 4 & 5 BLK G--LESS W 15 FT & LESS N 13.80 FT OF LOT 4--BLK G PB 1 PG 30 ORB 5945 PG 640
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionUMATILLA YANCEYS ADD
Legal Tract1200
Legal BlockG
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1062
Census Tract30110

Owner

Source: Lake County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address932 LAKE ELSIE DR, TAVARES, FL 32778-4978
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
BARWICK BKNG COMPANY
Apr 27, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BARWICK BANKING CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleOct 20, 2016 · Amount on Record
Deed Document Number202258658
Deed Book / Page5945 / 640
Prior Transfer DateAug 19, 2010
Prior Transfer Doc0039411590
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Recording DateJul 23, 2026
Property Address9 N CENTRAL AVE, UMATILLA, FL 32784-8430
Document Number0000090567
Book / Page6781 / 1529
Instrument DateJul 21, 2026
Instrument202690567
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address932 LAKE ELSIE DR, TAVARES, FL 32778-4978

Mortgage

Document Number0000090567,
DateJul 23, 2026
Book Page6781/1529
Instrument202690567
Lender
NameBARWICK BKNG COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 27, 2022
Property Address9 N CENTRAL AVE, UMATILLA, FL 32784-8430
Document Number0059450640
Book / Page5945 / 640
Map ReferenceMB 1 PG 30
Instrument DateApr 22, 2022
Instrument2022058658
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address402 N BAY ST, EUSTIS, FL 32726-3437

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 LAKE ELSIE DR, TAVARES, FL 32778-4978

Mortgage

Document Number0005945643
DateApr 27, 2022
Instrument5945/643
Lender
NameBARWICK BANKING CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,390,219 (-) Land $88,389 Building $1,301,830$1,390,219 (-) Land $88,389 Building $1,301,830
2025$30,663.00 (+6.41%)$1,390,219 (+13.68%) Land $88,389 Building $1,301,830$1,390,219 (+13.68%) Land $88,389 Building $1,301,830
2024$28,816.00 (+9.45%)
2023$26,327.00 (+33.52%)$1,222,883 (+27.3%)$1,222,883 (+27.3%) Land $80,359 Building $1,142,524
2022$19,718.00$960,657$960,657 Land $73,054 Building $887,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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