3 Memory Ln, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 3 Memory Ln, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,332 sqft · built 1983
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Jun 2021)
Tax Bill	$7,266 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R040106`

Property Details

APN / Parcel Number

Primary APN	`R040106`
Alternative APNs	`SCAR M:R040 L:106` `8867`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	4,844 sqft
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8867
Street Address	3 MEMORY LN
City	SCARBOROUGH
State	ME
Zip	04074-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	THEBERGE AMD
Legal Lot Number	106
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1005
Census Tract	17305

Owner

Source: Cumberland County and Scarborough Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MEMORY LN, SCARBOROUGH, ME 04074-7703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ANDROSCOGGIN BANK
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit NBH BANK NATIONAL ASSOCIATION
Jun 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Aug 24, 2016 · Amount on Record
Deed Document Number	202144937
Deed Book / Page	38348 / 131
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jul 16, 2026
Property Address	3 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0000029516
Book / Page	42401 / 258
Instrument Date	Jul 15, 2026
Instrument	202629516
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 MEMORY LN, SCARBOROUGH, ME 04074-7703
Investor	Possibly a Property Investor

Mortgage

Date	Jul 16, 2026

Lender

Name	ANDROSCOGGIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Recording Date	Apr 22, 2026
Property Address	3 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0421970291
Book / Page	42197 / 291
Instrument Date	Apr 8, 2026
Instrument	202615276
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MEMORY LN, SCARBOROUGH, ME 04074-7703

Mortgage

Document Number	0000015276,
Date	Apr 22, 2026
Book Page	42197/291
Instrument	202615276

Lender

Name	NBH BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jun 23, 2021
Property Address	3 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0383480131
Book / Page	38348 / 131
Instrument Date	Jun 22, 2021
Instrument	44937
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044938
Date	Jun 23, 2021
Instrument	44938

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,266.00 (+10.95%)	$641,300 (+56.38%) Land $166,600 Building $474,700
2023	$6,549.00 (+3.77%)	$410,100 (-) Land $118,800 Building $291,300
2022	$6,311.00	$410,100 Land $118,800 Building $291,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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