Harford County property record for 9 Meadow Spring Dr, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,840 sqft · built 1991 |
| Lot Size | 2.59 acres (112,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $619,950 (Sep 2020) |
| Tax Bill | $7,100 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-256995 |
| Primary APN | 03-256995 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,840 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Utility Area | 168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 112,820 sqft (2.59 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Deck Area | 662 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 256995 |
|---|---|
| Street Address | 9 MEADOW SPRING DR |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 5 2.59 AC 9 MEADOW SPRINGS DRIVE MEADOW SPRINGS PT 66/96 |
| Legal Subdivision | MEADOW SPGS |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 303700 |
9 Meadow Spring Dr is owned and occupied by two individuals who acquired it in May 2024.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 MEADOW SPRING DR, BEL AIR, MD 21015-1700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 29, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 2, 2020 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Nov 14, 2013 · Amount on File |
| Deed Book / Page | 14082 / 204 |
| Last Transfer Date | May 3, 2024 |
| Transfer Doc | 0163060326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 1, 2026 |
| Property Address | 9 MEADOW SPRING DR, BEL AIR, MD 21015-1700 |
| Document Number | 0171090140 |
| Book / Page | 17109 / 140 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9 MEADOW SPRING DR, BEL AIR, MD 21015-1700 |
| Investor | Possibly a Property Investor |
| Document Number | 1710000140, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 17109/140 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 12, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 9 MEADOW SPRING DR, BEL AIR, MD 21015-1700 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0148720338 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 14872/338 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 2, 2020 |
| Property Address | 9 MEADOW SPRING DR, BEL AIR, MD 21015-1700 |
| Document Number | 0140820204 |
| Book / Page | 14082 / 204 |
| Map Reference | MB CGH66 FO 96 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TERRAIN TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9 MEADOW SPRING DR, BEL AIR, MD 21015-1700 |
| Document Number | 0014082211 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 14082/211 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 9 Meadow Spring Dr was $7,100 with a homeowner's exemption, up 9.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,100.00 (+9.55%) Homeowner's exemption | $646,000 (+2.07%) | $672,200 (+6.21%) Land $157,900 Building $514,300 |
| 2025 | $6,481.00 Homeowner's exemption | $632,900 Land $157,900 Building $475,000 | $632,900 Land $157,900 Building $475,000 |
| 2023 | $566,500 | $632,900 Land $157,900 Building $475,000 | |
| 2022 | $3,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Meadow Spring Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Meadow Spring Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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