10 Meadow Spring Dr, Bel Air, MD 21015 Property Records

Harford County property record for 10 Meadow Spring Dr, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,684 sqft · built 1991
Lot Size	4.24 acres (184,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Dec 2015)
Tax Bill	$8,783 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-257037`

Property Details

APN / Parcel Number

Primary APN	`03-257037`
Alternative APNs	`3257037` `257037`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,684 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	184,694 sqft (4.24 acres)
Garage Type	Mixed
Garage Area	2,364 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	885 sqft
Porch	Slab
Porch Area	510 sqft
Deck Area	392 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	257037
Street Address	10 MEADOW SPRING DR
City	BEL AIR
State	MD
Zip	21015-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 10 4.24 AC 10 MEADOW SPRINGS DRIVE MEADOW SPRINGS PT 94/92
Legal Subdivision	MEADOW SPGS
Legal Lot Number	10
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303700

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 MEADOW SPRING DR, BEL AIR, MD 21015-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit HARFORD BANK
Jun 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2015 · Amount on Record
Deed Sale	Dec 4, 2015 · Amount on Record
Prior Sale	Nov 28, 1995 · Amount on Record
Deed Book / Page	11566 / 176
Transfer Doc	0000000788
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	10 MEADOW SPRING DR, BEL AIR, MD 21015-1700
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MEADOW SPRING DR, BEL AIR, MD 21015-1700

Mortgage

Document Number	0157240189
Date	Nov 1, 2022
Book Page	15724/189

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	10 MEADOW SPRING DR, BEL AIR, MD 21015-1700
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123890381
Date	Jun 16, 2017
Book Page	12389/0381
Instrument	12389-0381

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	10 MEADOW SPRING DR, BEL AIR, MD 21015-1700
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153710111
Date	Feb 16, 2022
Book Page	15371/111

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	10 MEADOW SPRING DR, BEL AIR, MD 21015-1700
Document Number	0132390455
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 MEADOW SPRING DR BEL AIR MD 210151700, BEL AIR, MD 21015-1700

Mortgage

Document Number	0132390455
Date	Apr 29, 2019
Book Page	013239/000455

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 1176, ABERDEEN, MD 21001-6176

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2039

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,783.00 (+10.74%) Homeowner's exemption	$800,367 (+14.87%)	$833,300 (+6.3%) Land $166,200 Building $667,100
2025	$7,931.00 (+10.47%) Homeowner's exemption
2023		$696,767	$783,900 Land $166,200 Building $617,700
2022	$7,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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