3 Meadow Spring Dr, Bel Air, MD 21015 Property Records

Harford County property record for 3 Meadow Spring Dr, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,418 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,569 (Jan 2022)
Tax Bill	$6,741 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-256952`

Property Details

APN / Parcel Number

Primary APN	`03-256952`
Alternative APNs	`3256952` `256952`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,418 sqft Total Area
Basement Area	1,490 sqft
Finished Basement	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Built-in
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,215 sqft
Shed	1 Shed
Shed Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	256952
Street Address	3 MEADOW SPRING DR
City	BEL AIR
State	MD
Zip	21015-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 2 2.00 AC 3 MEADOW SPRINGS DRIVE MEADOW SPRINGS PT 75/104
Legal Subdivision	MEADOW SPGS 01
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303700

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MEADOW SPRING DR, BEL AIR, MD 21015-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Jun 30, 1999 · Amount on Record
Deed Book / Page	15322 / 407
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 21, 2022
Property Address	3 MEADOW SPRING DR, BEL AIR, MD 21015-1700
Document Number	0153220407
Book / Page	15322 / 407
Map Reference	MB CGH 66 FO 95
Instrument Date	Jan 6, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2914 ISLAY CT, ABINGDON, MD 21009-3141

Mortgage

Document Number	0015322413
Date	Jan 21, 2022
Instrument	15322/413

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,300 (+21.95%)	$709,100 (+6.25%) Land $155,000 Building $554,100
2025	$6,741.00 (+21.33%)
2023		$558,667	$667,400 Land $155,000 Building $512,400
2022	$5,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20