Kane County property record for 9 Lynch St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,386 sqft · built 1900 |
| Lot Size | 0.17 acres (7,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jul 2023) |
| Tax Bill | $4,054 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-404-009 |
| Primary APN | 06-14-404-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| Gross Area | 2,079 sqft |
| Basement Area | 693 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,424 sqft (0.17 acres) |
| Lot Dimensions | 116 ft deep x 64 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 9 LYNCH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W C KIMBALLS 2ND ADDN SOUTH 1/2 OF LOT 5 BLOCK 56 |
| Legal Subdivision | W C KIMBALLS 2ND ADDN |
| Legal Block | 56 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-404-009
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 LYNCH ST, ELGIN, IL 60123-5462 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 01, 2021 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Nov 08, 2011 · Amount on Record |
| Deed Document Number | 202323013 |
| Prior Transfer Date | Dec 06, 2014 |
| Prior Transfer Doc | 0000064249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 11, 2023 |
| Property Address | 9 LYNCH ST, ELGIN, IL 60123-5469 |
| Document Number | 0000023013 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023K023013 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 LYNCH ST, ELGIN, IL 60123-5469 |
| Document Number | 0000023014 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023K023014 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 01, 2021 |
| Property Address | 9 LYNCH ST, ELGIN, IL 60123-5469 |
| Document Number | 0000041692 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 2021K041692 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,054.00 (+9.01%) | ||
| 2024 | $56,318 (+31.29%) Land $9,631 Building $46,687 | $169,022 (+31.34%) Land $28,905 Building $140,117 | |
| 2022 | $3,719.00 (+3.94%) | $42,897 (+6.96%) Land $7,934 Building $34,963 | $128,691 (+6.96%) Land $23,802 Building $104,889 |
| 2021 | $3,578.00 | $40,106 Land $7,418 Building $32,688 | $120,318 Land $22,254 Building $98,064 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Opiquad Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 381 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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