3 Lynch St, Elgin, IL 60123 Property Records

Kane County property record for 3 Lynch St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,928 sqft · built 1895
Lot Size0.216 acres (9,397 sqft)
OwnerIndividual Name on Record
Last Sale$137,500 (Jan 2005)
Tax Bill$6,418 (2025)
Flood ZoneZone X (minimal risk)
APN06-14-404-011

Property Details

APN / Parcel Number

Primary APN06-14-404-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,928 sqft Living Area
Gross Area2,812 sqft
Basement Area884 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Construction TypeFrame
Lot Area9,397 sqft (0.216 acres)
Garage TypeDetached
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3 LYNCH ST
CityELGIN
StateIL
Zip60123-5470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW C KIMBALLS 2ND ADDN LOT 7 BLOCK 56
Legal SubdivisionW C KIMBALLS 2ND ADDN
Legal Block56
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2001
Census Tract851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address816 DUNCAN AVE, 1, ELGIN, IL 60120-3086
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2005 · Amount on Record
Deed SaleJan 13, 2005 · Amount on Record
Deed Document Number20055705
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,418.00 (+24.6%)$84,135 (+8.57%) Land $19,898 Building $64,237$252,506 (+8.57%) Land $59,718 Building $192,788
2024$77,493 (+30.45%) Land $18,327 Building $59,166$232,572 (+30.5%) Land $55,003 Building $177,569
2022$5,151.00 (+3.96%)$59,405 (+6.96%) Land $15,097 Building $44,308$178,215 (+6.96%) Land $45,291 Building $132,924
2021$4,955.00$55,540 Land $14,115 Building $41,425$166,620 Land $42,345 Building $124,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Lynch St

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