7 Lynch St, Elgin, IL 60123 Property Records

Kane County property record for 7 Lynch St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 700 sqft · built 1963
Lot Size	0.198 acres (8,636 sqft)
Owner	Company Name on File
Last Sale	$319,500 (Jan 2025)
Tax Bill	$7,857 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-404-010`

Property Details

APN / Parcel Number

Primary APN	`06-14-404-010`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	700 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	700 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	8,636 sqft (0.198 acres)
Lot Dimensions	127 ft deep x 68 ft wide

Location & Zoning

Street Address	7 LYNCH ST
City	ELGIN
State	IL
Zip	60123-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS 2ND ADDN LOT 6 BLOCK 56
Legal Subdivision	W C KIMBALLS 2ND ADDN
Legal Block	56
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-404-010

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit FNBC BK&TR
Feb 20, 2018	Grant Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2025 · Amount on Record
Deed Sale	Jan 07, 2025 · Amount on Record
Prior Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	2025576
Prior Transfer Date	Jan 05, 2005
Prior Transfer Doc	0000003985
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 16, 2022
Property Address	7 LYNCH ST, ELGIN, IL 60123-5455
Document Number	0000055317
Instrument Date	Nov 14, 2022
Instrument	2022K055317
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LYNCH ST, ELGIN, IL 60123-5455

Mortgage

Document Number	0000055318
Date	Nov 16, 2022
Instrument	2022K055318

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7 LYNCH ST, ELGIN, IL 60123-5455
Document Number	0000014211
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LYNCH ST ELGIN IL 601235455, ELGIN, IL 60123-5455

Mortgage

Document Number	0000014211
Date	Mar 29, 2018
Instrument	14211

Lender

Name	FNBC BK&TR
Address	WEST CHICAGO, IL 60185

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.99%

February 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 20, 2018
Property Address	7 LYNCH ST, ELGIN, IL 60123-5455
Document Number	0000008010
Instrument Date	Feb 01, 2018
Instrument	8010
Transaction Type	Foreclosure
Record Updated	Mar 07, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 DUNCAN AVE #1 ELGIN IL 601203007, 1, ELGIN, IL 60120-3007

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,857.00 (+15.95%)
2024		$94,863 (+21.39%) Land $16,705 Building $78,158	$284,703 (+21.44%) Land $50,135 Building $234,568
2022	$6,776.00 (+3.96%)	$78,145 (+6.96%) Land $13,761 Building $64,384	$234,435 (+6.96%) Land $41,283 Building $193,152
2021	$6,518.00	$73,060 Land $12,866 Building $60,194	$219,180 Land $38,598 Building $180,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Opiquad	Fixed Wireless (unlicensed)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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