9 Loy Dr, Denison, TX 75020 Property Records

Grayson County property record for 9 Loy Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,858 sqft · built 1955
Lot Size	0.454 acres (19,794 sqft)
Owner	Individual Name on Record
Last Sale	$188,600 (Aug 2020)
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Aug 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`D002 3039156`

Property Details

APN / Parcel Number

Primary APN	`D002 3039156`
Alternative APN	`139494`

Interior

Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	2,295 sqft
1st Floor Area	1,858 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2002
Lot Area	19,794 sqft (0.454 acres)
Lot Dimensions	191 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	186 sqft
Utility Building	200 sqft

Location & Zoning

Street Address	9 LOY DR
City	DENISON
State	TX
Zip	75020-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUFFS 1ST ADDN, BLOCK 6, LOT 21 & 22
Legal Subdivision	CUFFS 1ST ADDN
Legal Block	6
Legal Lot Number	21,22
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1010
Census Tract	501

Owner

Source: Grayson County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9 LOY DR, DENISON, TX 75020-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Construction Mortgage AMERISTATE BANK
Aug 17, 2020	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 9, 2020	Loan Modification, Mortgage AMERISTATE BK
Apr 3, 2020	Loan Modification, Mortgage AMERISTATE BK
Apr 3, 2020	Loan Modification, Consolidation and Extension, Mortgage AMERISTATE BK
Oct 9, 2019	Loan Modification, Mortgage AMERISTATE BK
Oct 18, 2018	Vendor's Lien, Transfer · Construction Mortgage AMERISTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	202021523
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0000021523
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	9 LOY DR, DENISON, TX 75020-2314
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007019
Date	Apr 3, 2019
Instrument	2019-00007019

Lender

Name	AMERISTATE BANK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 17, 2020
Property Address	9 LOY DR, DENISON, TX 75020-2314
Document Number	0000021523
Map Reference	VOL 410 PG 547
Instrument Date	Aug 14, 2020
Instrument	2020-00021523
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 SOUTHRIDGE LN, 2115, SHERMAN, TX 75092-6273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 LOY DR, DENISON, TX 75020-2314

Mortgage

Document Number	0000021524
Date	Aug 17, 2020
Instrument	2020-00021524

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	9 LOY DR, DENISON, TX 75020-2314
Document Number	0000011470
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 SOUTHRIDGE LN SHERMAN TX 750926273, SHERMAN, TX 75092-6273

Mortgage

Document Number	0000011470
Date	May 14, 2020
Instrument	11470

Lender

Name	AMERISTATE BK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 13, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	9 LOY DR, DENISON, TX 75020-2314
Document Number	0000011471
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 SOUTHRIDGE LN SHERMAN TX 750926273, SHERMAN, TX 75092-6273

Mortgage

Document Number	0000011471
Date	May 14, 2020
Instrument	11471

Lender

Name	AMERISTATE BK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 13, 2021

April 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	GRAYSON TX
Property Address	9 LOY DR, DENISON, TX 75020-2314
Document Number	0000011471
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 SOUTHRIDGE LN SHERMAN TX 750926273, SHERMAN, TX 75092-6273

Mortgage

Document Number	0000011471
Date	May 14, 2020
Instrument	11471

Lender

Name	AMERISTATE BK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	9 LOY DR, DENISON, TX 75020-2314
Document Number	0000025721
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 SOUTHRIDGE LN SHERMAN TX 750926273, SHERMAN, TX 75092-6273

Mortgage

Document Number	0000025721
Date	Oct 22, 2019
Instrument	25721

Lender

Name	AMERISTATE BK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 21, 2020

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 18, 2018
Property Address	9 LOY DR, DENISON, TX 75020-2314
Document Number	0000023645
Map Reference	VOL410 PG547
Instrument Date	Oct 17, 2018
Instrument	2018-00023645
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 SOUTHRIDGE LN, SHERMAN, TX 75092-6276

Mortgage

Document Number	0000023646
Date	Oct 18, 2018
Instrument	2018-00023646

Lender

Name	AMERISTATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,211.00 (-10.31%) Homeowner's exemption	$258,250 (-2.19%) Land $49,882 Building $208,368	$258,250 (-2.19%) Land $49,882 Building $208,368
2024	$4,695.00 (+4.92%)
2023		$264,030 Land $40,974 Building $223,056	$264,030 Land $40,974 Building $223,056
2022	$4,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband, TekWav.

Cell Coverage

5G (outdoors only) and 4G LTE

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