2 Loy Dr, Denison, TX 75020 Property Records

Grayson County property record for 2 Loy Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	916 sqft · built 1950
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Last Sale	$185,300 (Dec 2021)
Tax Bill	$3,260 (2023)
Deeds & Mortgages	Sep 2026 Sale Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D002 3039229`

Property Details

APN / Parcel Number

Primary APN	`D002 3039229`
Alternative APN	`139563`

Interior

Stories	1 Story
Building Area	916 sqft Living Area
Gross Area	1,126 sqft
1st Floor Area	916 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Location & Zoning

Street Address	2 LOY DR
City	DENISON
State	TX
Zip	75020-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUFFS 1ST ADDN, BLOCK 11, LOT S 75 FT 11 12
Legal Subdivision	CUFFS 1ST ADDN
Legal Block	11
Legal Lot Number	S
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2001
Census Tract	501

Owner

Source: Grayson County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 LOY DR, DENISON, TX 75020-2356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 20, 2021	Vendor's Lien, Transfer · VA Mortgage LOANDEPOT.COM LLC
Apr 6, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 31, 2019	Warranty Deed, Transfer TERRY & RYAN BORGMANN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Apr 6, 2020 · Amount on Record
Deed Document Number	202143181
Prior Transfer Date	Aug 29, 2011
Prior Transfer Doc	0000017476
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 15, 2026
Property Address	2 LOY DR, DENISON, TX 75020-2356
Document Number	0000023694
Instrument Date	Sep 11, 2026
Instrument	202623694
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LOY DR, DENISON, TX 75020-2356

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 20, 2021
Property Address	2 LOY DR, DENISON, TX 75020-2356
Document Number	0000043181
Map Reference	VOL 410 PG 547
Instrument Date	Dec 17, 2021
Instrument	2021-00043181
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043182
Date	Dec 20, 2021
Instrument	2021-00043182

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 6, 2020
Property Address	2 LOY DR, DENISON, TX 75020-2356
Document Number	0000008348
Instrument Date	Apr 1, 2020
Instrument	2020-00008348
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008349
Date	Apr 6, 2020
Instrument	2020-00008349

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 31, 2019
Property Address	2 LOY DR, DENISON, TX 75020-2356
Document Number	0000026531
Instrument Date	Oct 30, 2019
Instrument	26531
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	OLD NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10804 SEXTON DR MCKINNEY TX 750723306, MCKINNEY, TX 75072-3306

Mortgage

Document Number	26532
Date	Oct 31, 2019
Instrument	26532

Lender

Name	TERRY & RYAN BORGMANN
Address	17171 PARK ROW # 100, HOUSTON, TX 77084-4935

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,126 (+9.74%) Land $54,000 Building $147,126	$201,126 (+9.74%) Land $54,000 Building $147,126
2023	$3,260.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$183,277 Land $29,970 Building $153,307	$183,277 Land $29,970 Building $153,307
2022	$3,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: TekWav.

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