4 Loy Dr, Denison, TX 75020 Property Records

Grayson County property record for 4 Loy Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,118 sqft · built 1955
Lot Size	0.206 acres (8,999 sqft)
Owner	Individual Name on Record
Tax Bill	$1,497 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D002 3039228`

Property Details

APN / Parcel Number

Primary APN	`D002 3039228`
Alternative APN	`139562`

Interior

Building Area	1,118 sqft Living Area
Gross Area	1,208 sqft
1st Floor Area	1,118 sqft
Utility Area	54 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1991
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	90 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Location & Zoning

Account Number	139562
Old Parcel Number	D002 3039228
Street Address	4 LOY DR
City	DENISON
State	TX
Zip	75020-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUFFS 1ST ADDN, BLOCK 11, LOT N 75' 11 12
Legal Subdivision	CUFFS 1ST ADDN
Legal Block	11
Legal Lot Number	N
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2001
Census Tract	501

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 LOY DR, DENISON, TX 75020-2356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Vendor's Lien, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Apr 9, 2019	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021
Deed Sale	May 28, 2021
Prior Sale	Nov 13, 2009
Deed Document Number	2021-17832
Record Updated	Jun 7, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 28, 2021
Property Address	4 LOY DR, DENISON, TX 75020-2356
Document Number	0000017832
Map Reference	VOL 410 PG 547
Instrument Date	May 28, 2021
Instrument	2021-00017832
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LOY DR, DENISON, TX 75020-2356

Mortgage

Document Number	0000017833
Date	May 28, 2021
Instrument	2021-00017833

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4 LOY DR, DENISON, TX 75020-2356
Document Number	0000008438
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LOY DR DENISON TX 750202356, DENISON, TX 75020-2356

Mortgage

Document Number	0000008438
Date	Apr 16, 2019
Instrument	8438

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,902 (+5.94%) Land $54,000 Building $86,472	$140,472 (+14.56%) Land $54,000 Building $86,472
2024	$1,497.00 (-14.46%)
2023		$122,623 Land $29,970 Building $92,653	$122,623 Land $29,970 Building $92,653
2022	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: TekWav.

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