9 Loretta Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 9 Loretta Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,790 sqft · built 1997
Lot Size	0.919 acres (40,023 sqft)
Owner	2 Company Names on Record
Last Sale	$149,900 (Dec 1996)
Tax Bill	$6,900 (2025)
Deeds & Mortgages	Sep 2021 Refinance Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-027-03`

Property Details

APN / Parcel Number

Primary APN	`49-027-03`
Alternative APNs	`FRAN M:303 L:088` `M:049 L:027=03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,790 sqft Living Area
Gross Area	3,787 sqft
Basement Area	905 sqft
Unfinished Basement	905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,023 sqft (0.919 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	49-027-03
Street Address	9 LORETTA RD
City	FRANKLIN
State	MA
Zip	02038-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	88
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2010
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9 LORETTA RD, FRANKLIN, MA 02038-2406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 1996 · Amount on Record
Deed Sale	Dec 9, 1996 · Amount on Record
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	9 LORETTA RD, FRANKLIN, MA 02038-2406
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039886-205
Date	Sep 24, 2021
Book Page	39886/205
Instrument	123443

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	9 LORETTA RD, FRANKLIN, MA 02038-2406
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035904-531
Date	Apr 10, 2018
Book Page	35904/531
Instrument	27548

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	9 LORETTA RD, FRANKLIN, MA 02038-2406
Document Number	37041-553
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9 LORETTA RD FRANKLIN MA 020382406, FRANKLIN, MA 02038-2406

Mortgage

Document Number	37041-553
Date	Aug 8, 2019
Book Page	037041/000553
Instrument	68325

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	9 LORETTA RD, FRANKLIN, MA 02038-2406
Document Number	34984-220
Book / Page	034984 / 000220
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	34984-220
Date	Mar 21, 2017
Book Page	034984/000220
Instrument	23972

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,900.00 (+4.67%)	$593,800 (+6.21%) Land $248,600 Building $345,200	$657,970 (+8.07%)
2024	$6,592.00 (+3.18%)	$559,100 (+10.08%) Land $248,600 Building $310,500	$608,855
2023	$6,389.00	$507,900 Land $259,300 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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