1 Loretta Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 1 Loretta Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,680 sqft · built 1965
Lot Size	0.653 acres (28,423 sqft)
Owner	2 Company Names on Record
Last Sale	$410,000 (Mar 2004)
Tax Bill	$9,646 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-024`

Property Details

APN / Parcel Number

Primary APN	`49-024`
Alternative APNs	`FRAN M:303 L:085` `M:049 L:024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,680 sqft Living Area
Gross Area	6,136 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,423 sqft (0.653 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	49-024
Street Address	1 LORETTA RD
City	FRANKLIN
State	MA
Zip	02038-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FRANKLIN
Legal Lot Number	85
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2011
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 LORETTA RD, FRANKLIN, MA 02038-2406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK
Jan 27, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 18, 2018	Deed of Trust, Mortgage DEAN COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2004 · Amount on Record
Deed Sale	Mar 30, 2004 · Amount on Record
Prior Sale	Nov 16, 1995 · Amount on Record
Last Transfer Date	Jan 26, 2023
Transfer Doc	041034-233
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	1 LORETTA RD, FRANKLIN, MA 02038-2406
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039734-551
Date	Aug 13, 2021
Book Page	39734/551
Instrument	105804

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jan 27, 2023
Property Address	1 LORETTA RD, FRANKLIN, MA 02038-2406
Document Number	041034-233
Book / Page	41034 / 233
Instrument Date	Jan 26, 2023
Instrument	5271
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LORETTA RD, FRANKLIN, MA 02038-2406

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	1 LORETTA RD, FRANKLIN, MA 02038-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35921-70
Date	Apr 18, 2018
Book Page	35921/70
Instrument	29736

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2028

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,646.00 (+5.62%)	$830,100 (+7.16%) Land $245,800 Building $584,300	$905,825 (+7%)
2024	$9,133.00 (+6.51%)	$774,600 (+13.64%) Land $248,300 Building $526,300	$846,545
2023	$8,575.00	$681,600 Land $259,000 Building $422,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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