Putnam County and Philipstown Town property record for 9 Locust Rdg, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,350 sqft · built 1938 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $587,000 (Oct 2020) |
| Tax Bill | $10,780 (2024) |
| Deeds & Mortgages | Oct 2020 Sale Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-2-17 |
| Primary APN | 372601 49.5-2-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,558 sqft |
| 1st Floor Area | 700 sqft |
| 2nd Floor Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 352 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 018560 |
|---|---|
| Street Address | 9 LOCUST RDG |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 2 |
| Legal Lot Number | 17.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 LOCUST RDG, COLD SPRING, NY 10516-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Bargain and Sale Deed, Transfer NATIONAL TITLE AGENCY LLC |
| Oct 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Jun 19, 2015 · Amount on Record |
| Deed Document Number | 202085812020 |
| Deed Book / Page | 2180 / 72 |
| Prior Transfer Date | Oct 14, 2014 |
| Prior Transfer Doc | 0019620257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Oct 19, 2020 |
| Property Address | 9 LOCUST RDG, COLD SPRING, NY 10516-1903 |
| Document Number | 0021800072 |
| Book / Page | 2180 / 72 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 8581-2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NATIONAL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,348.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 HULDA HILL RD, 70, WILTON, CT 06897-1812 |
| Name | Verified Name |
|---|---|
| Address | 9 LOCUST RDG, COLD SPRING, NY 10516-1903 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 9 LOCUST RDG, COLD SPRING, NY 10516-1903 |
| Document Number | 0069930256 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 LOCUST RDG COLD SPRING NY 105161903, COLD SPRING, NY 10516-1903 |
| Document Number | 0069930256 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 006993/000256 |
| Instrument | 15287 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,900 (-) Land $41,300 Building $128,600 | $553,962 (+10.08%) | |
| 2024 | $10,780.00 | $169,900 (-) Land $41,300 Building $128,600 | $503,258 (+4.32%) |
| 2023 | $169,900 (-) Land $41,300 Building $128,600 | $482,396 (+11.73%) Land $117,263 Building $365,133 | |
| 2022 | $169,900 Land $41,300 Building $128,600 | $431,766 Land $104,955 Building $326,811 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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