Putnam County and Philipstown Town property record for 3 Locust Rdg, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,619 sqft · built 1915 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,885 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-2-15 |
| Primary APN | 372601 49.5-2-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,619 sqft Living Area |
| Gross Area | 1,757 sqft |
| 1st Floor Area | 649 sqft |
| 2nd Floor Area | 684 sqft |
| Upper Floors Area | 286 sqft |
| Game Room | Game Room |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Porch | Covered Porch |
| Porch Area | 138 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 017250 |
|---|---|
| Street Address | 3 LOCUST RDG |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 2 |
| Legal Lot Number | 15.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town assessment roll, APN 372601 49.5-2-15, as of April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 LOCUST RDG, COLD SPRING, NY 10516-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Putnam County and Philipstown Town assessment roll as of April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,300 (-) Land $41,300 Building $146,000 | $610,694 (+14.84%) | |
| 2024 | $11,885.00 | ||
| 2023 | $187,300 (-) Land $41,300 Building $146,000 | $531,800 (+11.73%) Land $117,263 Building $414,537 | |
| 2022 | $187,300 Land $41,300 Building $146,000 | $475,985 Land $104,956 Building $371,029 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), as of March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cold Spring Historic District listed 1982 · 219 contributing resources · NRIS 82001235 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 447 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY3903652, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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