12 Locust Rdg, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 12 Locust Rdg, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,768 sqft · built 1926
Lot Size	0.22 acres (9,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (May 2016)
Tax Bill	$17,373 (2024)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`372601 49.5-2-25`

Property Details

APN / Parcel Number

Primary APN	`372601 49.5-2-25`
Alternative APNs	`260104900500020250000000` `011500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	2,887 sqft
1st Floor Area	1,468 sqft
2nd Floor Area	880 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2017
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	9,590 sqft (0.22 acres)
Lot Dimensions	137 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	011500
Street Address	12 LOCUST RDG
City	COLD SPRING
State	NY
Zip	10516-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	2
Legal Lot Number	25.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3011
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 GROVE PL, VERO BEACH, FL 32963-9500
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016 · Amount on Record
Deed Sale	May 20, 2016 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	20161501229
Deed Book / Page	2011 / 208
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 17, 2020
Property Address	12 LOCUST RDG, COLD SPRING, NY 10516-1902
Document Number	0021850329
Book / Page	002185 / 000329
Instrument Date	Nov 13, 2020
Instrument	10022
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	CELTIC TITLE AND ABSTRACT LLC, CELTIC TITLE & ABS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	750 PALISADES DR PACIFIC PALISADES CA 902722842, PACIFIC PALISADES, CA 90272-2842

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,800 (-) Land $50,500 Building $223,300	$892,729 (+14.84%)
2024	$17,373.00
2023		$273,800 (-) Land $50,500 Building $223,300	$777,399 (+11.73%) Land $143,384 Building $634,015
2022		$273,800 Land $50,500 Building $223,300	$695,807 Land $128,335 Building $567,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20