9 Loading Place Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 9 Loading Place Rd, Manchester, MA 01944 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,596 sqft · built 1970
Lot Size	0.991 acres (43,181 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (May 2017)
Tax Bill	$10,190 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0036 B:0000 L:0006`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0036 B:0000 L:0006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	4,624 sqft
Basement Area	936 sqft
Unfinished Basement	655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,181 sqft (0.991 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	9 LOADING PLACE RD
City	MANCHESTER
State	MA
Zip	01944-1277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MANCHESTER
Legal Lot Number	6
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	1
Census Block	1000
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records · APN MANC M:0036 B:0000 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 17, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 05, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
May 31, 2017	Quit Claim Deed, Transfer · Conventional with PMI PHH HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Deed Book / Page	35908 / 599
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	9 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039989-154
Date	Jun 17, 2021
Book Page	39989/154
Instrument	20210617000590

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2046

Interest

Rate Type	Adjustable Rate

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	9 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042379-465
Date	Oct 17, 2024
Book Page	42379/465
Instrument	20241017000260

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	9 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38791-581
Date	Aug 05, 2020
Book Page	38791/581
Instrument	20200805004180

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	May 31, 2017
Property Address	9 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Document Number	35908-599
Book / Page	035908 / 000599
Instrument Date	Jun 01, 2017
Instrument	1705310886
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,306.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 LOADING PLACE RD MANCHESTER BY THE SEA MA 019441277, MANCHESTER BY THE SEA, MA 01944-1277

Mortgage

Document Number	35908-603
Date	May 31, 2017
Book Page	035908/000603
Instrument	1705310887

Lender

Name	PHH HM LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,190.00 (+5.15%)	$1,113,700 (+7.45%) Land $476,900 Building $636,800	$1,138,575
2024	$9,691.00 (+2.03%)	$1,036,500 (+13.83%) Land $454,700 Building $581,800
2023	$9,498.00	$910,600 Land $410,400 Building $500,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092181001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Nearby Flood Policies	53 units insured 12 under condo master policies
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	1 of 52
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Severe Winter Storm And Flooding, Mar 2018 · 5 claims Severe Storms And Flooding, May 2006 · 15 claims Coastal Storm, Oct 1991 · 15 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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