Essex County and Manchester-by-the-Sea Town property record for 12 Loading Place Rd, Manchester, MA 01944 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 4,405 sqft Living Area |
| Lot Size | 25,753 sqft (0.591 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $457,500 (1996) |
| Tax Bill | $11,458.00 (2025) |
| Primary APN | MANC M:0037 B:0000 L:0073 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,405 sqft Living Area |
| Gross Area | 5,808 sqft Gross Area |
| Basement Area | 1,706 sqft Basement |
| Unfinished Basement | 171 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 25,753 sqft (0.591 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 12 LOADING PLACE RD |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1276 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | ROSEMARY FARMER |
| Legal Lot Number | 73 |
| Jurisdiction | MANCHESTER MA |
| Minor Civil Division | MANCHESTER-BY-THE-SEA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 218100 |
Source: Essex County and Manchester-by-the-Sea Town records · APN MANC M:0037 B:0000 L:0073
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 LOADING PLACE RD, MANCHESTER, MA 01944-1276 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 02, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 1996 · Amount on Record |
| Deed Sale | Nov 26, 1996 · Amount on Record |
| Prior Sale | Apr 30, 1993 · Amount on Record |
| Deed Book / Page | 13862 / 457 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 12 LOADING PLACE RD, MANCHESTER, MA 01944-1276 |
| Document Number | 38616-209 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 LOADING PLACE RD MANCHESTER BY THE SEA MA 019441276, MANCHESTER BY THE SEA, MA 01944-1276 |
| Document Number | 38616-209 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 038616/000209 |
| Instrument | 16004130 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 12 LOADING PLACE RD, MANCHESTER, MA 01944-1276 |
| Document Number | 37283-569 |
| Instrument Date | Jan 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 12 LOADING PLACE RD MANCHESTER BY THE SEA MA 019441276, MANCHESTER BY THE SEA, MA 01944-1276 |
| Document Number | 37283-569 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 037283/000569 |
| Instrument | 190122540 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Manchester-by-the-Sea Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,458.00 (+4.74%) | $1,252,200 (+7.03%) Land $411,300 Building $840,900 | $1,707,815 |
| 2024 | $10,939.00 (-1.77%) | $1,169,900 (+9.57%) Land $392,200 Building $777,700 | |
| 2023 | $11,136.00 | $1,067,700 Land $353,900 Building $713,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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