15 Loading Place Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 15 Loading Place Rd, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,487 sqft · built 1983
Lot Size	0.785 acres (34,186 sqft)
Owner	2 Trust Names on Record
Last Sale	$740,000 (Aug 2007)
Tax Bill	$10,127 (2025)
Deeds & Mortgages	May 2025 Line of Credit Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0037 B:0000 L:0062`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0037 B:0000 L:0062`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,487 sqft Living Area
Gross Area	4,009 sqft
Basement Area	285 sqft
Unfinished Basement	285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,186 sqft (0.785 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	15 LOADING PLACE RD
City	MANCHESTER
State	MA
Zip	01944-1277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	62
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	1
Census Block	1000
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	15 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Oct 28, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2007 · Amount on Record
Deed Sale	Aug 31, 2007 · Amount on Record
Prior Sale	Mar 30, 1995 · Amount on Record
Deed Book / Page	27155 / 501
Last Transfer Date	Aug 26, 2021
Transfer Doc	40216-150
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	15 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042724-584
Date	May 20, 2025
Book Page	42724/584
Instrument	20250520001900

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Oct 28, 2025
Property Address	15 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Document Number	043031-132
Book / Page	43031 / 132
Instrument Date	Oct 22, 2025
Instrument	20251028000630
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LOADING PLACE RD, MANCHESTER, MA 01944-1277

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Aug 27, 2021
Property Address	15 LOADING PLACE RD, MANCHESTER, MA 01944-1277
Document Number	40216-150
Book / Page	40216 / 150
Instrument Date	Aug 26, 2021
Instrument	20210827000780
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LOADING PLACE RD, MANCHESTER, MA 01944-1277

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,127.00 (+5.82%)	$1,106,800 (+8.14%) Land $443,100 Building $663,700	$1,277,275
2024	$9,570.00 (-1.25%)	$1,023,500 (+10.16%) Land $422,500 Building $601,000
2023	$9,691.00	$929,100 Land $381,200 Building $547,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	53 units insured incl. 12 condo units
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	1 of 52
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 5 claims Severe Storms And Flooding, May 2006 · 15 claims Coastal Storm, Oct 1991 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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