Kane County property record for 9 Highgate Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,889 sqft · built 1977 |
| Lot Size | 0.497 acres (21,658 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $405,000 (Jan 2010) |
| Tax Bill | $12,613 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-427-020 |
| Primary APN | 09-23-427-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,889 sqft Living Area |
| 1st Floor Area | 2,889 sqft |
| Basement Area | 2,889 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 21,658 sqft (0.497 acres) |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9 HIGHGATE CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AINTREE LOT 62 |
| Legal Subdivision | AINTREE |
| Legal Block | 2 |
| Legal Lot Number | 62 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 852005 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9 HIGHGATE CRSE, SAINT CHARLES, IL 60174-5778 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2010 · Amount on Record |
| Deed Sale | Jan 7, 2010 · Amount on Record |
| Prior Sale | Mar 30, 2007 · Amount on Record |
| Deed Document Number | 20101483 |
| Last Transfer Date | May 6, 2025 |
| Transfer Doc | 0000016972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9 HIGHGATE CRSE, ST CHARLES, IL 60174-5778 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000016309 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023K016309 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 17, 2028 |
| Rate | 7.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 9 HIGHGATE CRSE, ST CHARLES, IL 60174-5778 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022555 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021K022555 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,613.00 (+30.84%) | $195,847 (+21.02%) Land $60,624 Building $135,223 | $587,776 (+21.02%) Land $181,945 Building $405,831 |
| 2024 | $161,835 (+24.11%) Land $37,240 Building $124,595 | $485,699 (+24.16%) Land $111,765 Building $373,935 | |
| 2022 | $9,640.00 (+4.33%) Homeowner's exemption | $130,400 (+4.91%) Land $36,155 Building $94,245 | $391,200 (+4.91%) Land $108,465 Building $282,735 |
| 2021 | $9,240.00 Homeowner's exemption | $124,297 Land $34,463 Building $89,834 | $372,891 Land $103,389 Building $269,502 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures